668 Concha Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 668 Concha Dr, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,663 sqft · built 1995
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on Record
Last Sale	$272,000 (Jan 2021)
Tax Bill	$3,239 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-25-00001-3640-00027.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-25-00001-3640-00027.0`
Alternative APN	`24025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,663 sqft Living Area
1st Floor Area	1,663 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	585 sqft
Porch	Open Porch
Porch Area	329 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	24025
Street Address	668 CONCHA DR
City	SEBASTIAN
State	FL
Zip	32958-6602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 11 BLK 364 LOT 27 PBI 7-56A
Legal Range	38
Legal Township	31
Legal Section	25
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 11
Legal Block	364
Legal Lot Number	27
Legal Unit	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1024
Census Tract	50810

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Co-owner	Co-owner on Record
Mailing Address	668 CONCHA DR, SEBASTIAN, FL 32958-6602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 15, 2021	Warranty Deed, Transfer · Conventional Mortgage GREAT WESTERN FINANCIAL SERVICES IN
Jan 11, 2021	Warranty Deed, Transfer PROFESSIONAL TITLE/TREASURE COAST INC, PROFESSIONAL TITLE/TREASURE CO

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Deed Document Number	3120210002851
Deed Book / Page	3377 / 2224
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	668 CONCHA DR, SEBASTIAN, FL 32958-6602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031362304
Date	Jul 30, 2018
Book Page	3136/2304
Instrument	3120180046726

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2048

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 15, 2021
Property Address	668 CONCHA DR, SEBASTIAN, FL 32958-6602
Document Number	0033772224
Book / Page	3377 / 2224
Map Reference	MB 7 PG 56,56A-56L
Instrument Date	Jan 8, 2021
Instrument	3120210002851
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	668 CONCHA DR, 668, SEBASTIAN, FL 32958-6602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	668 CONCHA DR, SEBASTIAN, FL 32958-6602

Mortgage

Document Number	33772225
Date	Jan 15, 2021
Instrument	3377/2225

Lender

Name	GREAT WESTERN FINANCIAL SERVICES IN
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 11, 2021
Property Address	668 CONCHA DR, SEBASTIAN, FL 32958-6602
Document Number	0033761405
Book / Page	003376 / 001405
Instrument Date	Jan 7, 2021
Instrument	1765
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	PROFESSIONAL TITLE/TREASURE COAST INC, PROFESSIONAL TITLE/TREASURE CO

Transaction

Amount	Amount Recorded
Tax	$224.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2755 47TH AVE VERO BEACH FL 32966, VERO BEACH, FL 32966

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,239.00 (+19.61%)	$204,004 (+5.99%)	$273,812 (+3.74%) Land $68,000 Building $205,812
2023	$2,708.00 (+4.68%)	$192,479 (+3%)	$263,943 (+21.42%) Land $68,000 Building $195,943
2022	$2,587.00	$186,873	$217,373 Land $49,300 Building $168,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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