706 Concha Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 706 Concha Dr, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,035 sqft · built 1993
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Dec 2020)
Tax Bill	$5,861 (2025)
Deeds & Mortgages	Dec 2020 Sale Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-25-00001-3640-00020.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-25-00001-3640-00020.0`
Alternative APN	`24018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,035 sqft Living Area
1st Floor Area	2,035 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 74 ft wide
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	640 sqft

Exterior Amenities

Pool Area	300 sqft
Porch	Open Porch
Porch Area	660 sqft
Patio Area	605 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	24018
Street Address	706 CONCHA DR
City	SEBASTIAN
State	FL
Zip	32958-6604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 11 BLK 364 LOT 20 PBI 7-56A
Legal Range	38
Legal Township	31
Legal Section	25
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 11
Legal Block	364
Legal Lot Number	20
Legal Unit	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1024
Census Tract	50810

Owner

706 Concha Dr is owned and occupied by an individual who bought it in December 2020.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	706 CONCHA DR, SEBASTIAN, FL 32958-6604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Warranty Deed, Transfer MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS
Mar 23, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020 · Amount on File
Deed Sale	Dec 14, 2020 · Amount on File
Prior Sale	Mar 23, 2020 · Amount on File
Deed Document Number	3120200075575
Deed Book / Page	3367 / 771
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 14, 2020
Property Address	706 CONCHA DR, SEBASTIAN, FL 32958-6604
Document Number	0033670771
Book / Page	003367 / 000771
Instrument Date	Dec 11, 2020
Instrument	75575
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$18.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Lease From
Address	706 CONCHA DR SEBASTIAN FL 329586604, SEBASTIAN, FL 32958-6604

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 23, 2020
Property Address	706 CONCHA DR, SEBASTIAN, FL 32958-6604
Document Number	0032871984
Book / Page	3287 / 1984
Map Reference	MB 7 PG 56
Instrument Date	Mar 18, 2020
Instrument	3120200017525
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9350 FLEMING GRANT RD, 9350, MICCO, FL 32976-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 CONCHA DR, SEBASTIAN, FL 32958-6604

Mortgage

Document Number	32871986
Date	Mar 23, 2020
Instrument	3287/1986

Lender

Name	CENTERSTATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 706 Concha Dr was $5,861.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,861.00	$362,918	$415,094 Land $66,691 Building $348,403
2023	$5,118.00 (+4.53%)	$342,417 (+3%)	$398,321 (+19.82%) Land $66,691 Building $331,630
2022	$4,896.00	$332,443 Land $48,351 Building $284,092	$332,443 Land $48,351 Building $284,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 Concha Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Concha Dr is moderate, ranking above 40% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Concha Dr

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