6916 Springwater St, Smyrna, TN 37167 Property Records

Rutherford County property record for 6916 Springwater St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	2,937 sqft · built 2021
Lot Size	0.263 acres (11,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jun 2023)
Tax Bill	$2,742 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072A-B-018.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-B-018.00-000`
Alternative APNs	`072A B 01800` `R0124647`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,937 sqft Living Area
1st Floor Area	1,729 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	11,475 sqft (0.263 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	795 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0124647
Street Address	6916 SPRINGWATER ST
City	SMYRNA
State	TN
Zip	37167-1299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 2 & RESUB LOT 139
Legal Lot Number	82
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6916 SPRINGWATER ST, SMYRNA, TN 37167-1299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 2, 2023	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Aug 25, 2021	Special Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	20232498301
Deed Book / Page	2346 / 3982
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	6916 SPRINGWATER ST, SMYRNA, TN 37167-1299
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6916 SPRINGWATER ST, SMYRNA, TN 37167-1299

Mortgage

Document Number	0026121348
Date	Jan 30, 2026
Book Page	2612/1348
Instrument	2632875

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jul 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 2, 2023
Property Address	6916 SPRINGWATER ST, SMYRNA, TN 37167-1299
Document Number	0023463982
Book / Page	2346 / 3982
Map Reference	MB 43 PG 250
Instrument Date	May 31, 2023
Instrument	2498301
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	NOT AVAILABLE, REGAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6916 SPRINGWATER ST, SMYRNA, TN 37167-1299

Mortgage

Document Number	0002498302
Date	Jun 2, 2023
Instrument	2498302

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Aug 25, 2021
Property Address	6916 SPRINGWATER ST, SMYRNA, TN 37167-1299
Document Number	0021302337
Book / Page	2130 / 2337
Map Reference	MB 43 PG 250
Instrument Date	Aug 23, 2021
Instrument	2385825
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	STEWART TITLE, STEWART TITLE CO TENNESSEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,035.47
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6916 SPRINGWATER ST, SMYRNA, TN 37167-1299

Mortgage

Document Number	0021302340
Date	Aug 25, 2021
Instrument	2130-2340

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,200 (+28.11%) Land $55,000 Building $132,200	$748,800 (+28.11%) Land $220,000 Building $528,800
2025	$2,742.00	$146,125 (-) Land $23,750 Building $122,375
2023	$2,742.00 (+16.78%)	$146,125 Land $23,750 Building $122,375	$584,500 (-) Land $95,000 Building $489,500
2022	$2,348.00		$584,500 Land $95,000 Building $489,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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