6909 Springwater St, Smyrna, TN 37167 Property Records

Rutherford County property record for 6909 Springwater St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	2,961 sqft · built 2021
Lot Size	0.263 acres (11,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (May 2026)
Tax Bill	$2,789 (2025)
Deeds & Mortgages	May 2026 Sale Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072A-B-038.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-B-038.00-000`
Alternative APNs	`072A B 03800` `R0124667`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,961 sqft Living Area
1st Floor Area	1,645 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	11,475 sqft (0.263 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	894 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0124667
Street Address	6909 SPRINGWATER ST
City	SMYRNA
State	TN
Zip	37167-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 2 & RESUB LOT 139
Legal Lot Number	53
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

Source: Rutherford County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6909 SPRINGWATER ST, SMYRNA, TN 37167-1300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer STRUCTURE TITLE
Nov 29, 2021	Special Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	20262649942
Deed Book / Page	2645 / 3972
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	May 20, 2026
Property Address	6909 SPRINGWATER ST, SMYRNA, TN 37167-1300
Document Number	0002649942
Book / Page	2645 / 3972
Instrument Date	May 13, 2026
Instrument	20262649942
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	STRUCTURE TITLE

Transaction

Amount	Amount Recorded
Tax	$278,406.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6909 SPRINGWATER ST, SMYRNA, TN 37167-1300

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Nov 29, 2021
Property Address	6909 SPRINGWATER ST, SMYRNA, TN 37167-1300
Document Number	0021732620
Book / Page	2173 / 2620
Map Reference	MB 43 PG 250
Instrument Date	Nov 23, 2021
Instrument	2407062
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	MIDTOWN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,063.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6909 SPRINGWATER ST, SMYRNA, TN 37167-1300

Mortgage

Document Number	0002407063
Date	Nov 29, 2021
Instrument	2407063

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,900 (+27.77%) Land $55,000 Building $134,900	$759,600 (+27.77%) Land $220,000 Building $539,600
2025	$2,789.00	$148,625 (-) Land $23,750 Building $124,875
2023	$2,789.00	$148,625 Land $23,750 Building $124,875	$594,500 (-) Land $95,000 Building $499,500
2022			$594,500 Land $95,000 Building $499,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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