6912 Springwater St, Smyrna, TN 37167 Property Records

Rutherford County property record for 6912 Springwater St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	2,942 sqft · built 2021
Lot Size	0.263 acres (11,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$728,525 (Jul 2022)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072A-B-017.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-B-017.00-000`
Alternative APNs	`072A B 01700` `R0124646`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,942 sqft Living Area
1st Floor Area	1,837 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	11,475 sqft (0.263 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	796 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0124646
Street Address	6912 SPRINGWATER ST
City	SMYRNA
State	TN
Zip	37167-1299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 2 & RESUB LOT 139
Legal Lot Number	81
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6912 SPRINGWATER ST, SMYRNA, TN 37167-1299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRSTBANK
Jul 29, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK
Oct 8, 2020	Warranty Deed, Transfer SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	20222455417
Deed Book / Page	2267 / 2954
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	6912 SPRINGWATER ST, SMYRNA, TN 37167-1299
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	TRI STAR TITLE ESCROW LLC, TRI STAR TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021242118
Date	Aug 11, 2021
Book Page	2124/2118
Instrument	2382710

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Feb 10, 2023

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 29, 2022
Property Address	6912 SPRINGWATER ST, SMYRNA, TN 37167-1299
Document Number	0022672954
Book / Page	2267 / 2954
Map Reference	MB 43 PG 250
Instrument Date	Jul 1, 2022
Instrument	2455417
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6912 SPRINGWATER ST, SMYRNA, TN 37167-1299

Mortgage

Document Number	0022672957
Date	Jul 29, 2022
Instrument	2267-2957

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Oct 8, 2020
Property Address	6912 SPRINGWATER ST, SMYRNA, TN 37167-1299
Document Number	RB19742230
Book / Page	001974 / 002230
Instrument Date	Oct 5, 2020
Instrument	2309798
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transaction

Amount	Amount Recorded
Tax	$331.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6912 SPRINGWATER ST SMYRNA TN 371671299, SMYRNA, TN 37167-1299

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,250 (+27.27%) Land $55,000 Building $141,250	$785,000 (+27.27%) Land $220,000 Building $565,000
2025	$2,899.00 (+0.21%)	$154,200 (-) Land $23,750 Building $130,450
2023	$2,893.00	$154,200 Land $23,750 Building $130,450	$616,800 (-0.21%) Land $95,000 Building $521,800
2022			$618,100 Land $95,000 Building $523,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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