6916 Cog Mill Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 6916 Cog Mill Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,694 sqft · built 2001
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2017)
Tax Bill	$4,479 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T001600178`

Property Details

APN / Parcel Number

Primary APN	`T001600178`
Alternative APN	`2-0129-8146-00-1234.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
1st Floor Area	1,694 sqft
Basement Area	1,614 sqft
Finished Basement	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Patio Area	276 sqft

Location & Zoning

Account Number	T001600178
Old Parcel Number	T001600178
Street Address	6916 COG MILL DR
City	O FALLON
State	MO
Zip	63368-7196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE PRAIRIE VILLAS #3 UNIT 1234
Legal Range	03E
Legal Township	46N
Legal Subdivision	VLGS AT DARDENNE PRAIRIE VILLAS #3
Legal Lot Number	1234
Legal Unit	1234
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1013
Census Tract	311152

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6916 COG MILL DR, O FALLON, MO 63368-7196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF ST LOUIS
Jun 24, 2020	Deed of Trust, Mortgage CELEBRITY HM LNS LLC
Jul 20, 2017	Warranty Deed, Transfer · FHA Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2017 · Amount on Record
Deed Sale	Jul 20, 2017 · Amount on Record
Prior Sale	Sep 4, 2014
Deed Document Number	0067772197
Deed Book / Page	6777 / 2197
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6916 COG MILL DR, O FALLON, MO 63368-7196
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6916 COG MILL DR, O FALLON, MO 63368-7196

Mortgage

Document Number	2021R037684
Date	Apr 29, 2021
Instrument	2021R-037684

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6916 COG MILL DR, O FALLON, MO 63368-7196
Document Number	0000068885
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6916 COG MILL DR O FALLON MO 633687196, O FALLON, MO 63368-7196

Mortgage

Document Number	0000068885
Date	Sep 17, 2020
Instrument	68885

Lender

Name	CELEBRITY HM LNS LLC
Address	OAKBROOK TERRACE, IL 60181

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 20, 2017
Property Address	6916 COG MILL DR, O FALLON, MO 63368-7196
Document Number	0067772197
Book / Page	6777 / 2197
Map Reference	MB 35 PG 319-323
Instrument Date	Jul 13, 2017
Instrument	20170720000448160
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6916 COG MILL DR, 6916, O FALLON, MO 63368-7196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6916 COG MILL DR, O FALLON, MO 63368-7196

Mortgage

Document Number	, 20170720000448170
Date	Jul 20, 2017
Instrument	20170720000448170

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,479.00	$69,809 (+6.82%)	$367,414 (+6.82%) Land $75,000 Building $292,414
2023		$65,350
2022			$343,945 Land $50,000 Building $293,945

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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