6925 Cog Mill Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 6925 Cog Mill Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,560 sqft · built 2000
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Mar 2019)
Tax Bill	$5,237 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T001600222`

Property Details

APN / Parcel Number

Primary APN	`T001600222`
Alternative APN	`2-0129-8146-00-1278.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,460 sqft Living Area
Gross Area	4,351 sqft
1st Floor Area	1,339 sqft
Basement Area	1,293 sqft
Finished Basement	900 sqft
Unfinished Basement	393 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	185 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001600222
Street Address	6925 COG MILL DR
City	O FALLON
State	MO
Zip	63368-7198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE PRAIRIE VILLAS #3 UNIT 1278
Legal Subdivision	VLGS AT DARDENNE PRAIRIE VILLAS #3
Legal Lot Number	1278
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1016
Census Tract	311152

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6925 COG MILL DR, O FALLON, MO 63368-7198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC
Mar 5, 2019	Warranty Deed, Transfer · Conventional Mortgage US WIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Prior Sale	Feb 28, 2012 · Amount on Record
Deed Document Number	201998380
Deed Book / Page	7043 / 490
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6925 COG MILL DR, O FALLON, MO 63368-7198
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6925 COG MILL DR, O FALLON, MO 63368-7198

Mortgage

Document Number	0000045582
Date	May 26, 2021
Instrument	2021R-045582

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6925 COG MILL DR, O FALLON, MO 63368-7198
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SPRUCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6925 COG MILL DR, O FALLON, MO 63368-7198

Mortgage

Document Number	0000070811
Date	Sep 23, 2020
Instrument	2020R-070811

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 5, 2019
Property Address	6925 COG MILL DR, O FALLON, MO 63368-7198
Document Number	0000098380
Book / Page	7043 / 0490
Map Reference	MB 35 PG 319-323
Instrument Date	Mar 1, 2019
Instrument	20190305000098380
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 SUMMER BREEZE CT, 32, O FALLON, MO 63368-4138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6925 COG MILL DR, O FALLON, MO 63368-7198
Investor	Possibly a Property Investor

Mortgage

Document Number	0000098390
Date	Mar 5, 2019
Instrument	20190305000098390

Lender

Name	US WIDE FINANCIAL LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,726 (-)	$430,135 (-) Land $75,000 Building $355,135
2025	$5,237.00	$81,726 (+4.67%)	$430,135 (+4.67%) Land $75,000 Building $355,135
2023		$78,080
2022			$410,947 Land $50,000 Building $360,947

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Gateway Fiber, Verizon.

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