St. Charles County property record for 6912 Cog Mill Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,092 sqft · built 1999 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $303,500 (Jul 2021) |
| Tax Bill | $4,675 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | T001600179 |
| Primary APN | T001600179 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,092 sqft Living Area |
| Gross Area | 3,764 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 124 sqft |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Account Number | T001600179 |
|---|---|
| Street Address | 6912 COG MILL DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-7196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT DARDENNE PRAIRIE VILLAS #3 UNIT 1235 |
| Legal Subdivision | VLGS AT DARDENNE PRAIRIE VILLAS #3 |
| Legal Lot Number | 1235 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 311152 |
Source: St. Charles County records · APN T001600179
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6912 COG MILL DR, O FALLON, MO 63368-7196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 21, 2017 | Loan Modification, Mortgage ST LOUIS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2021 · Amount on Record |
| Deed Sale | Jul 06, 2021 · Amount on Record |
| Prior Sale | Apr 18, 2006 |
| Deed Document Number | 202156643 |
| Prior Transfer Date | Nov 15, 2007 |
| Prior Transfer Doc | 0048830694 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 06, 2021 |
| Property Address | 6912 COG MILL DR, O FALLON, MO 63368-7196 |
| Document Number | 2021R056643 |
| Map Reference | MB 35 PG 319 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021R-056643 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6912 COG MILL DR, O FALLON, MO 63368-7196 |
| Document Number | 2021R056644 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 2021R-056644 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 6912 COG MILL DR, O FALLON, MO 63368-7196 |
| Document Number | 0067830748 |
| Book / Page | 006783 / 000748 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 173 LONG RD #108 CHESTERFIELD MO 630051255, 108, CHESTERFIELD, MO 63005-1255 |
| Document Number | 0067830748 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 006783/000748 |
| Instrument | 473360 |
| Name | ST LOUIS BK |
|---|---|
| Type | Bank |
| Address | TOWN AND COUNTRY, MO 63017 |
| Amount | Amount Recorded |
|---|
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,675.00 (+6.15%) | $72,883 (+9.35%) | $383,597 (+9.35%) Land $75,000 Building $308,597 |
| 2024 | $4,404.00 | ||
| 2023 | $66,651 | ||
| 2022 | $350,794 Land $50,000 Building $300,794 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · Severe Storms, Flooding, And A Tornado |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon, WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 200 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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