6915 Oswego Dr, Mount Dora, FL 32757 Property Records

Orange County property record for 6915 Oswego Dr, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,051 sqft · built 1953
Lot Size	0.387 acres (16,867 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Dec 2018)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-20-27-6160-04-030`

Property Details

APN / Parcel Number

Primary APN	`16-20-27-6160-04-030`
Alternative APNs	`272016616004030` `104296` `104660` `105840`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,051 sqft Living Area
Gross Area	2,983 sqft
1st Floor Area	1,147 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,867 sqft (0.387 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	912 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6915 OSWEGO DR
City	MOUNT DORA
State	FL
Zip	32757-7202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	SECOND REPLAT OF OLA BEACH S/63 LOT 3 & BEG SE COR LOT 2 RUN W 10 FT NELY TO NE COR OF SAID LOT S TO POB BLK 4
Legal Range	27E
Legal Township	20S
Legal Section	16
Legal Subdivision	OLA BEACH ON LAKE OLA 2ND REP
Legal Tract	6160
Legal Block	4
Legal Lot Number	3,2
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2057
Census Tract	17901

Owner

6915 Oswego Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6915 OSWEGO DR, MOUNT DORA, FL 32757-7202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on File
Deed Sale	Dec 27, 2018 · Amount on File
Prior Sale	Nov 8, 2017 · Amount on File
Deed Document Number	2018744872
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 27, 2018
Property Address	6915 OSWEGO DR, MOUNT DORA, FL 32757-7202
Document Number	0000744872
Map Reference	MB S PG 63&64
Instrument Date	Dec 21, 2018
Instrument	20180744872
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35549 CEDAR LN, 35549, LEESBURG, FL 34788-2322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6915 OSWEGO DR, MOUNT DORA, FL 32757-7202

Mortgage

Document Number	0000744873
Date	Dec 27, 2018
Instrument	20180744873

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,741 (+2.7%)	$401,230 (-1.28%) Land $90,000 Building $311,230
2025	$3,823.00 (+5.49%) Homeowner's exemption	$249,018 (+5.99%)	$406,450 (+10.11%) Land $90,000 Building $316,450
2024	$3,624.00 (+7.44%)
2023	$3,373.00 (+4.17%) Homeowner's exemption	$234,951 (+3%)	$369,135 (+25.73%) Land $90,000 Building $279,135
2022	$3,238.00 Homeowner's exemption	$228,108	$293,600 Land $80,000 Building $213,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6915 Oswego Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2004–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6915 Oswego Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLA BEACH IMPROVEMENT ASSOCIATION private · serves 145 people · EPA ID FL3480940
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20