6840 Oswego Dr, Mount Dora, FL 32757 Property Records

Orange County property record for 6840 Oswego Dr, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,718 sqft · built 1954
Lot Size	0.418 acres (18,192 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Sep 2016)
Tax Bill	$2,694 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-20-27-6160-05-091`

Property Details

APN / Parcel Number

Primary APN	`16-20-27-6160-05-091`
Alternative APNs	`272016616005091` `104316` `104679` `105859`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,718 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	1,542 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1990
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,192 sqft (0.418 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	502 sqft
Shed	1 Shed
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6840 OSWEGO DR
City	MOUNT DORA
State	FL
Zip	32757-7217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	SECOND REPLAT OF OLA BEACH S/63 LOT 10 & W 25 FT OF LOT 9 BL K 5
Legal Range	27E
Legal Township	20S
Legal Section	16
Legal Subdivision	OLA BEACH ON LAKE OLA 2ND REP
Legal Tract	6160
Legal Block	K
Legal Lot Number	10,9
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2062
Census Tract	17901

Owner

6840 Oswego Dr is owned and occupied by two individuals who bought it in September 2016.

Source: Orange County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6840 OSWEGO DR, MOUNT DORA, FL 32757-7217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2016 · Amount on File
Deed Sale	Sep 20, 2016 · Amount on File
Prior Sale	May 2, 2001
Deed Document Number	2016494432
Transfer Doc	6248000278
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Jul 24, 2026
Property Address	6840 OSWEGO DR, MOUNT DORA, FL 32757-7217
Document Number	0000412941
Instrument Date	Jul 16, 2026
Instrument	2026412941
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6840 OSWEGO DR, MOUNT DORA, FL 32757-7217

Mortgage

Document Number	0000412941,
Date	Jul 24, 2026
Instrument	2026412941

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2056

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 6840 Oswego Dr was $2,694, up 6.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,604 (+2.7%)	$303,890 (-1.24%) Land $90,000 Building $213,890
2025	$2,694.00 (+6.69%) Homeowner's exemption	$178,777	$307,710 Land $90,000 Building $217,710
2024	$2,525.00 (+8.88%)
2023	$2,319.00 (+4.88%) Homeowner's exemption	$166,737 (+3%)	$280,954 (+23.89%) Land $90,000 Building $190,954
2022	$2,211.00 Homeowner's exemption	$161,881	$226,776 Land $80,000 Building $146,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6840 Oswego Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2004–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6840 Oswego Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLA BEACH IMPROVEMENT ASSOCIATION private · serves 145 people · EPA ID FL3480940
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50