Orange County property record for 6831 Oswego Dr, Mount Dora, FL 32757
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,369 sqft · built 1956 |
| Lot Size | 0.367 acres (15,989 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,293 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-20-27-6156-04-120 |
| Primary APN | 16-20-27-6156-04-120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,369 sqft Living Area |
| Gross Area | 1,586 sqft |
| 1st Floor Area | 1,101 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,989 sqft (0.367 acres) |
| Porch | Slab |
| Porch Area | 485 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6831 OSWEGO DR |
|---|---|
| City | MOUNT DORA |
| State | FL |
| Zip | 32757-7218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | OLA BEACH P/86 LOT 12 BLK 4 & LOT 4 (LESS W 110 FT) & LOT 5 (LESS E 105 FT) BLK 4 OF OLA BEACH 2ND REPLAT S-63 |
| Legal Range | 27E |
| Legal Township | 20S |
| Legal Section | 16 |
| Legal Subdivision | OLA BEACH |
| Legal Tract | 6156 |
| Legal Block | 4 |
| Legal Lot Number | 4,5,1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 17901 |
6831 Oswego Dr is owned and occupied by an individual.
Source: Orange County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6831 OSWEGO DR, MOUNT DORA, FL 32757-7218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6831 OSWEGO DR, MOUNT DORA, FL 32757-7218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6831 OSWEGO DR, MOUNT DORA, FL 32757-7218 |
| Document Number | 0000489182 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 20210489182 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2041 |
The 2025 property tax bill for 6831 Oswego Dr was $1,293, up 10.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,803 (+2.7%) | $267,910 (-1.09%) Land $90,000 Building $177,910 | |
| 2025 | $1,293.00 (+10.7%) Homeowner's exemption | $87,442 | $270,860 Land $90,000 Building $180,860 |
| 2024 | $1,168.00 (+11.13%) | ||
| 2023 | $1,051.00 (+8.8%) Homeowner's exemption | $80,561 (+3%) | $247,841 (+23%) Land $90,000 Building $157,841 |
| 2022 | $966.00 Homeowner's exemption | $78,215 | $201,493 Land $80,000 Building $121,493 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6831 Oswego Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2004–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6831 Oswego Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLA BEACH IMPROVEMENT ASSOCIATION private · serves 145 people · EPA ID FL3480940 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
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