610 Schultz Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 610 Schultz Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,968 sqft · built 1980
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Aug 2021)
Tax Bill	$6,116 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144200 146.02-3-16.2`

Property Details

APN / Parcel Number

Primary APN	`144200 146.02-3-16.2`
Alternative APN	`42001460200003016200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,416 sqft
2nd Floor Area	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	58,370 sqft (1.34 acres)
Lot Dimensions	333 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool House	Pool House
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	610 SCHULTZ RD
City	ELMA
State	NY
Zip	14059-9260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	3
Legal Lot Number	16.200
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	1
Census Block	1026
Census Tract	14101

Owner

610 Schultz Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	610 SCHULTZ RD, ELMA, NY 14059-9260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Nov 24, 2008 · Amount on File
Deed Document Number	2021157625
Deed Book / Page	11385 / 2213
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 10, 2021
Property Address	610 SCHULTZ RD, ELMA, NY 14059-9260
Document Number	0113852213
Book / Page	11385 / 2213
Instrument Date	Aug 9, 2021
Instrument	2021157625
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 SCHULTZ RD, 610, ELMA, NY 14059-9260

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 BARNSDALE AVE, WEST SENECA, NY 14224-1104

Mortgage

Document Number	140091703
Date	Aug 10, 2021
Instrument	14009/1703

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 610 Schultz Rd was $6,116, down 3.5% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,116.00 (-3.52%)
2025	$6,339.00 (+7.75%)	$10,600 (-) Land $1,700 Building $8,900	$407,700 (+3.85%) Land $65,386 Building $342,314
2024	$5,883.00	$10,600 (-) Land $1,700 Building $8,900	$392,593 (+3.7%) Land $62,963 Building $329,630
2023		$10,600 Land $1,700 Building $8,900	$378,571 Land $60,714 Building $317,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 610 Schultz Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–2004)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Schultz Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Schultz Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures