691 Hemlock Loop, Mineral, VA 23117 Property Records

Louisa County property record for 691 Hemlock Loop, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,842 sqft · built 2008
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Oct 2024)
Tax Bill	$4,885 (2025)
Deeds & Mortgages	Jul 2023 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45E1 1 80`

Property Details

APN / Parcel Number

Primary APN	`45E1 1 80`
Alternative APNs	`20136` `19429`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,842 sqft Living Area
1st Floor Area	1,584 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	54,014 sqft (1.24 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	444 sqft
Deck Area	372 sqft
Patio Area	492 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19429
Street Address	691 HEMLOCK LOOP
City	MINERAL
State	VA
Zip	23117-4782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LAKE FOREST SUBD PB 8/241 SEC 1 LOT 80 DB 1979/107 1.16 AC
Legal Subdivision	LAKE FOREST SUBD
Legal Lot Number	80
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	1
Census Block	1033
Census Tract	950102

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6910 CLIFTON RD, CLIFTON, VA 20124-1524
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Intrafamily Transfer, Transfer
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 17, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage CITYWORTH MORTGAGE LLC
Jun 14, 2018	Grant Deed, Transfer · Conventional with PMI DOMINION ENERGY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024 · Amount on Record
Deed Sale	Oct 11, 2024 · Amount on Record
Prior Sale	May 17, 2022 · Amount on Record
Deed Document Number	20248984
Deed Book / Page	1979 / 107
Prior Transfer Date	May 12, 2023
Prior Transfer Doc	001909/614
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUISA VA
Recording Date	Jul 25, 2023
Property Address	691 HEMLOCK LOOP, MINERAL, VA 23117-4782
Document Number	001909/614
Book / Page	1909 / 614
Map Reference	MB 8 PG 241
Instrument Date	May 12, 2023
Instrument	202300006508
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	691 HEMLOCK LOOP, MINERAL, VA 23117-4782

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	691 HEMLOCK LOOP, MINERAL, VA 23117-4782
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1745/227
Date	Mar 17, 2021
Book Page	1745/227
Instrument	202100003053

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	May 17, 2022
Property Address	691 HEMLOCK LOOP, MINERAL, VA 23117-4782
Document Number	0001844/92
Book / Page	1844 / 92
Map Reference	MB 8 PG 241
Instrument Date	Apr 27, 2022
Instrument	202200005160
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 HEMLOCK LOOP, MINERAL, VA 23117-4782

Mortgage

Document Number	0001844/96
Date	May 17, 2022
Book Page	1844/96
Instrument	202200005161

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 14, 2018
Property Address	691 HEMLOCK LOOP, MINERAL, VA 23117-4782
Document Number	0000005607
Book / Page	001566 / 000839
Instrument Date	Jun 13, 2018
Instrument	5607
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	691 HEMLOCK LOOP MINERAL VA 231174782, MINERAL, VA 23117-4782

Mortgage

Document Number	5608
Date	Jun 14, 2018
Book Page	001566/000843
Instrument	5608

Lender

Name	DOMINION ENERGY CU
Address	RICHMOND, VA 23219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$693,380 (+2.19%) Land $75,600 Building $617,780	$693,380 (+2.19%) Land $75,600 Building $617,780
2025	$4,885.00 (+5.97%)	$678,500 (+17.02%) Land $74,800 Building $603,700	$678,500 (+17.02%) Land $74,800 Building $603,700
2024	$4,610.00 (+129.13%)
2023		$579,800 Land $49,200 Building $530,600
2022	$2,012.00		$579,800 Land $49,200 Building $530,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
iWiSP Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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