688 Hemlock Loop, Mineral, VA 23117 Property Records

Louisa County property record for 688 Hemlock Loop, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,216 sqft · built 2006
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Jun 2023)
Tax Bill	$4,622 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45E1 1 63`

Property Details

APN / Parcel Number

Primary APN	`45E1 1 63`
Alternative APNs	`20119` `19412`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,216 sqft Living Area
1st Floor Area	2,156 sqft
Basement Area	2,044 sqft
Finished Basement	1,329 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft
Deck Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19412
Street Address	688 HEMLOCK LOOP
City	MINERAL
State	VA
Zip	23117-4782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LAKE FOREST SUBD LOT 63 SEC 1 DB 1615/485 .98 AC
Legal Subdivision	LAKE FOREST SUBD
Legal Lot Number	63
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	1
Census Block	1032
Census Tract	950102

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	688 HEMLOCK LOOP, MINERAL, VA 23117-4782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jun 4, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	20235543
Deed Book / Page	1905 / 458
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	688 HEMLOCK LOOP, MINERAL, VA 23117-4782
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TERRYS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001848/363
Date	Jun 8, 2022
Book Page	1848/363
Instrument	202200005960

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	688 HEMLOCK LOOP, MINERAL, VA 23117-4782
Document Number	0000004490
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	688 HEMLOCK LOOP MINERAL VA 231174782, MINERAL, VA 23117-4782

Mortgage

Document Number	0000004490
Date	Jun 5, 2019
Book Page	001615/000489
Instrument	4490

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$653,000 (+1.71%) Land $74,700 Building $578,300	$653,000 (+1.71%) Land $74,700 Building $578,300
2025	$4,622.00 (+13.34%)	$642,000 (+16.39%) Land $73,900 Building $568,100	$642,000 (+16.39%) Land $73,900 Building $568,100
2024	$4,078.00 (+105.75%)
2023		$551,600 Land $48,300 Building $503,300
2022	$1,982.00		$551,600 Land $48,300 Building $503,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
iWiSP Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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