463 Hemlock Loop, Mineral, VA 23117 Property Records

Louisa County property record for 463 Hemlock Loop, Mineral, VA 23117 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,550 sqft · built 2018
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on File
Last Sale	$60,500 (Aug 2017)
Tax Bill	$4,122 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45E1 1 85`

Property Details

APN / Parcel Number

Primary APN	`45E1 1 85`
Alternative APNs	`20141` `19434`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Basement Area	1,550 sqft
Finished Basement	1,450 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	67,954 sqft (1.56 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	264 sqft
Deck Area	20 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19434
Street Address	463 HEMLOCK LOOP
City	MINERAL
State	VA
Zip	23117-4783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE FOREST SUBDIVISON PB 8/239 LOT 85 SECTION 1 DB 1522/653 1.48 AC
Legal Subdivision	LAKE FOREST SUBDIVISON
Legal Lot Number	85
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	1
Census Block	1033
Census Tract	950102

Owner

Source: Louisa County records · APN 45E1 1 85

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	463 HEMLOCK LOOP, MINERAL, VA 23117-4783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Dec 14, 2017	Deed of Trust, Mortgage · Line of Credit FULTON BK NA
Dec 14, 2017	Deed of Trust, Mortgage FULTON BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Prior Sale	Jan 28, 2005 · Amount on Record
Deed Document Number	20176838
Deed Book / Page	1522 / 653
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	463 HEMLOCK LOOP, MINERAL, VA 23117-4783
Document Number	0000013194
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 08, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	463 HEMLOCK LOOP MINERAL VA 231174783, MINERAL, VA 23117-4783

Mortgage

Document Number	0000013194
Date	Dec 29, 2020
Book Page	001725/000737
Instrument	13194

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1056 Months

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	463 HEMLOCK LOOP, MINERAL, VA 23117-4783
Document Number	0000010584
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17546 LETHRIDGE CIR ROUND HILL VA 201412163, ROUND HILL, VA 20141-2163

Mortgage

Document Number	0000010584
Date	Dec 15, 2017
Book Page	001542/000391
Instrument	10584

Lender

Name	FULTON BK NA
Address	RICHMOND, VA 23235

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	463 HEMLOCK LOOP, MINERAL, VA 23117-4783
Document Number	0000010583
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17546 LETHRIDGE CIR ROUND HILL VA 201412163, ROUND HILL, VA 20141-2163

Mortgage

Document Number	0000010583
Date	Dec 15, 2017
Book Page	001542/000364
Instrument	10583

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$571,400 (-0.21%) Land $82,200 Building $489,200	$571,400 (-0.21%) Land $82,200 Building $489,200
2025	$4,122.00 (+11.59%)	$572,600 (+15.51%) Land $87,900 Building $484,700	$572,600 (+15.51%) Land $87,900 Building $484,700
2024	$3,694.00 (+643.26%)
2023		$495,700 Land $71,300 Building $424,400
2022	$497.00		$495,700 Land $71,300 Building $424,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisa County (51109C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of Virginia
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Central Virginia Electric Cooperative	Fiber	1,000 / 1,000
iWiSP	Fiber	1,000 / 1,000
iWiSP	Fixed Wireless (unlicensed)	1,000 / 150
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

463 Hemlock Loop, Mineral, VA 23117 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Hemlock Loop

Nearby Streets

Search Property Records by Address or Parcel Number