691 Brown Bear Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 691 Brown Bear Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 2004
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$134,000 (Jul 2004)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-26-30-0667-0001-0700`

Property Details

APN / Parcel Number

Primary APN	`23-26-30-0667-0001-0700`
Alternative APNs	`263023066700010700` `120994`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Living Area
Gross Area	2,092 sqft Gross Area
1st Floor Area	1,632 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	400 sqft Garage
Patio Area	200 sqft Patio
Porch	Finished/Open Porch
Porch Area	60 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	691 BROWN BEAR CT
City	SAINT CLOUD
State	FL
Zip	34772-7046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN PINES UNIT 1 PB 16 PGS 2-9 LOT 70 AND N 1/2 OF VAC R/W ABUTTING S SIDE
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	SOUTHERN PINES UNIT 1
Legal Tract	667
Legal Block	700
Legal Lot Number	70
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43303

Owner

Source: Osceola County records · APN 23-26-30-0667-0001-0700

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	691 BROWN BEAR CT, SAINT CLOUD, FL 34772-7046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2004 · Amount on Record
Deed Sale	Jul 08, 2004 · Amount on Record
Deed Document Number	2004141765
Deed Book / Page	2552 / 825
Last Transfer Date	May 11, 2021
Transfer Doc	0059671369
Record Updated	Jun 08, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	May 26, 2021
Property Address	691 BROWN BEAR CT, SAINT CLOUD, FL 34772-7046
Document Number	0059671369
Book / Page	5967 / 1369
Map Reference	MB 16 PG 2-9
Instrument Date	May 11, 2021
Instrument	2021082176
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 BROWN BEAR CT, SAINT CLOUD, FL 34772-7046

Mortgage

Document Number	59671372
Date	May 26, 2021
Instrument	5967/1372

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,262.00 (+4.21%) Homeowner's exemption	$113,387 (+5.99%)	$275,200 (+7.79%) Land $75,000 Building $200,200
2024	$1,211.00 (+3.77%)
2023	$1,167.00 (+4.95%) Homeowner's exemption	$106,983 (+3%)	$255,300 (+3.19%) Land $60,000 Building $195,300
2022	$1,112.00 Homeowner's exemption	$103,867	$247,400 Land $55,000 Building $192,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 685 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.