641 Brown Bear Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 641 Brown Bear Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,854 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Garage	Finished, 400 sqft
Occupancy	Owner Occupied
Tax Bill	$1,387.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`120999`
Alternative APN	`232630066700010750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,854 sqft Heated Area
Gross Area	2,290 sqft Gross Area
1st Floor	1,854 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	180 sqft Patio
Porch	Open Porch
Porch Area	36 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	120999
Street Address	641 BROWN BEAR CT
City	SAINT CLOUD
State	FL
Zip	34772-7046
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SOUTHERN PINES UNIT 1 PB 16 PGS 2-9 LOT 75 AND N 1/2 OF VAC R/W ABUTTING S SIDE
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	SOUTHERN PINES
Legal Tract	667
Legal Block	1
Legal Lot Number	75 24
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1000
Census Tract	43303

Owner

Source: Osceola County records · APN 120999

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	641 BROWN BEAR CT, SAINT CLOUD, FL 34772-7046
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2025
Deed Sale	Sep 08, 2025
Deed Doc Number	0068462482
Deed Book / Page	2559 / 2721
Prior Transfer Date	Jul 19, 2004
Prior Transfer Doc	2004147954
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,387.00 (+7.85%) Homeowner's exemption	$120,369 (+5.99%)	$291,400 (+7.49%) Land $75,000 Building $216,400
2023	$1,286.00 (+4.81%) Homeowner's exemption	$113,570 (+3%)	$271,100 (+3.08%) Land $60,000 Building $211,100
2022	$1,227.00 Homeowner's exemption	$110,263	$263,000 Land $55,000 Building $208,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 685 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.