690 Brown Bear Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 690 Brown Bear Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 2004
Lot Size	0.166 acres (7,231 sqft)
Owner	Individual Name on File
Last Sale	$104,900 (Feb 2012)
Tax Bill	$1,274 (2025)
Flood Zone	Zone X (minimal risk)
APN	`120983`

Property Details

APN / Parcel Number

Primary APN	`120983`
Alternative APN	`232630066700010590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Heated Area
Gross Area	1,881 sqft
1st Floor Area	1,480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,231 sqft (0.166 acres)
Garage Type	Finished
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	21 sqft
Patio Area	180 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	120983
Street Address	690 BROWN BEAR CT
City	SAINT CLOUD
State	FL
Zip	34772-7046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN PINES UNIT 1 PB 16 PGS 2-9 LOT 59
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	SOUTHERN PINES
Legal Tract	667
Legal Block	1
Legal Lot Number	59 24
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43303

Owner

Source: Osceola County records · APN 120983

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	690 BROWN BEAR CT, SAINT CLOUD, FL 34772-7046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 29, 2012 · Amount on Record
Deed Sale	Feb 29, 2012 · Amount on Record
Prior Sale	Nov 03, 2011
Deed Document Number	2012028516
Deed Book / Page	4236 / 2548
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,274.00 (+8.89%) Homeowner's exemption	$114,076 (+6.5%)	$269,700 (+8.01%) Land $75,000 Building $194,700
2023	$1,170.00 (+5.03%) Homeowner's exemption	$107,109 (+3%)	$249,700 (+3.14%) Land $60,000 Building $189,700
2022	$1,114.00 Homeowner's exemption	$103,990	$242,100 Land $55,000 Building $187,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 685 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.