Frederick County property record for 6909 Trout Ln, Frederick, MD 21702 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1974 |
| Square Footage | 1,056 sqft Living Area |
| Lot Size | 54,014 sqft (1.24 acres) |
| Garage | Attached, 288 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,838.00 (2024) |
| Primary APN | 21-411396 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,344 sqft Gross Area |
| 1st Floor | 1,056 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 54,014 sqft (1.24 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 288 sqft Garage |
| Deck Area | 168 sqft Deck |
| Porch | Open Porch |
| Porch Area | 216 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 411396 |
|---|---|
| Street Address | 6909 TROUT LN |
| City | FREDERICK |
| State | MD |
| Zip | 21702-2151 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 3 BK A SEC 2 1.24 W/S TROUT LANE FORD RD ACRES |
| Legal Subdivision | RAHOCHIKS ADD/CROSS |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 21, TUSCARORA |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 751301 |
Source: Frederick County records · APN 21-411396
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6909 TROUT LN, FREDERICK, MD 21702-2151 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FEDCHOICE FCU |
| Jun 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2008 |
| Deed Sale | May 27, 2008 |
| Prior Sale | Apr 08, 1996 · Amount on Record |
| Deed Doc Number | 200882305 |
| Deed Book / Page | 6990 / 643 |
| Last Transfer Date | Oct 25, 2016 |
| Transfer Doc | 0114770183 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6909 TROUT LN, FREDERICK, MD 21702-2151 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6909 TROUT LN, FREDERICK, MD 21702-2151 |
| Document Number | 0177300136 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 17730/136 |
| Name | FEDCHOICE FCU |
|---|---|
| Type | Credit Union |
| Address | LANHAM, MD 20706 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6909 TROUT LN, FREDERICK, MD 21702-2151 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 6909 TROUT LN, FREDERICK, MD 21702-2151 |
| Document Number | 0159950333 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 15995/333 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Feb 01, 2037 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $268,367 (+27.37%) | $297,200 (+41.05%) Land $151,800 Building $145,400 | |
| 2024 | $2,838.00 (+8.44%) | ||
| 2023 | $2,617.00 Homeowner's exemption | $210,700 Land $91,800 Building $118,900 | $210,700 Land $91,800 Building $118,900 |
6909 Trout Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 9th in Maryland |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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