6901 Trout Ln, Frederick, MD 21702 Property Records

Frederick County property record for 6901 Trout Ln, Frederick, MD 21702 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 1976
Square Footage	2,056 sqft Living Area
Lot Size	1.31 acres
Garage	Attached, 384 sqft
Occupancy	Owner Occupied
Last Sale	$486,000 (2026)
Tax Bill	$4,993.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21-425613`
Alternative APN	`425613`

Interior

Full Baths	3 Baths
Building Area	2,056 sqft Living Area
Gross Area	2,440 sqft Gross Area
1st Floor	1,056 sqft 1st Floor
Basement Area	1,000 sqft Basement
Finished Basement	1,000 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	57,499 sqft
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	384 sqft Garage
Porch	Open Porch
Porch Area	105 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected

Location & Zoning

Account Number	425613
Street Address	6901 TROUT LN
City	FREDERICK
State	MD
Zip	21702-2151
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 1 BK A SEC 2 1.32 ACRES FORD RD ACRES
Legal Subdivision	FORD ROAD ACRES
Legal Block	A
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Minor Civil Division	21, TUSCARORA
Census Blockgroup	3
Census Block	3027
Census Tract	751301

Owner

Source: Frederick County records · APN 21-425613

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6901 TROUT LN, FREDERICK, MD 21702-2151
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed, Transfer · Conventional Mortgage FULTON BANK
Aug 20, 2020	Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP
Jan 09, 2017	Deed, Transfer · Veterans Administration Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Doc Number	2026
Deed Book / Page	17997 / 244
Record Refreshed	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 10, 2026
Property Address	6901 TROUT LN, FREDERICK, MD 21702-2151
Document Number	1799000244
Book / Page	17997 / 244
Instrument Date	Jul 08, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	E ASSURANCE TITLE, ASSURANCE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$490,860.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6901 TROUT LN, FREDERICK, MD 21702-2151
Investor	Possibly a Property Investor

Mortgage

Document Number	1799000251,
Date	Aug 10, 2026
Book Page	17997/251

Lender

Name	FULTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 20, 2020
Property Address	6901 TROUT LN, FREDERICK, MD 21702-2151
Document Number	0139990448
Book / Page	13999 / 448
Map Reference	MB 29 FO 194
Instrument Date	Aug 06, 2020
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	6901 TROUT LN, FREDERICK, MD 21702-2151

Mortgage

Document Number	13999455
Date	Aug 20, 2020
Instrument	13999/455

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 09, 2017
Property Address	6901 TROUT LN, FREDERICK, MD 21702-2151
Document Number	0116040281
Book / Page	11604 / 0281
Map Reference	MB10 FO1452
Instrument Date	Jan 05, 2017
Instrument	11604-0281
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6901 TROUT LN, FREDERICK, MD 21702-2151

Mortgage

Document Number	116040287
Date	Jan 09, 2017
Instrument	11604-0287

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,400 (+8.3%) Land $152,400 Building $277,000	$429,400 (-) Land $152,400 Building $277,000
2025	$4,993.00 (+24.11%)	$396,500 (+19.9%)	$429,400 (+29.85%) Land $152,400 Building $277,000
2023	$4,023.00	$330,700 Land $92,400 Building $238,300	$330,700 Land $92,400 Building $238,300

Flood & Wildfire

6901 Trout Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 9th in Maryland
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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