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6905 Trout Ln, Frederick, MD 21702 Property Records

Frederick County property record for 6905 Trout Ln, Frederick, MD 21702 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,152 sqft · built 1974
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on File
Last Sale$219,900 (Apr 2010)
Tax Bill$2,927 (2023)
Deeds & MortgagesMay 2024 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-424072

Property Details

APN / Parcel Number

Primary APN21-424072
Alternative APN
  • 424072

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,152 sqft Total Area
1st Floor Area1,152 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1974
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area47,916 sqft (1.1 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area100 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number424072
Street Address6905 TROUT LN
CityFREDERICK
StateMD
Zip21702-2151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 BK A SEC 2 1.10 W/S TROUT LANE FORD RD ACRES
Legal SubdivisionFORD ROAD ACRES
Legal BlockA
Legal Lot Number2
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group3
Census Block3027
Census Tract751301

Owner

Source: Frederick County records · APN 21-424072

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6905 TROUT LN, FREDERICK, MD 21702-2151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2024Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU OF MARYLAND INC
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
NFM LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 15, 2010 · Amount on Record
Deed SaleApr 15, 2010 · Amount on Record
Prior SaleFeb 22, 2010 · Amount on Record
Deed Document Number101429
Deed Book / Page07773 / 0237
Record UpdatedJun 07, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6905 TROUT LN, FREDERICK, MD 21702-2151
Transaction TypeMortgage
Record UpdatedMay 22, 2024
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6905 TROUT LN, FREDERICK, MD 21702-2151

Mortgage

Document Number0168570349
DateMay 10, 2024
Book Page16857/349
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 01, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6905 TROUT LN, FREDERICK, MD 21702-2151
Document Number0137330193
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedJul 03, 2020
Title CompanyCROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address6905 TROUT LN FREDERICK MD 217022151, FREDERICK, MD 21702-2151

Mortgage

Document Number0137330193
DateMay 14, 2020
Book Page013733/000193
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 13, 2035

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,927.00 Homeowner's exemption$237,200 Land $90,700 Building $146,500$237,200 Land $90,700 Building $146,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217513013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 9% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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