6909 Northwich Dr, Windermere, FL 34786 Property Records

Orange County property record for 6909 Northwich Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,269 sqft · built 2002
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Jun 2023)
Tax Bill	$8,154 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-5427-00-480`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-5427-00-480`
Alternative APNs	`272324542700480` `145979` `147148` `149269`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,269 sqft Living Area
Gross Area	2,810 sqft
1st Floor Area	2,269 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	141 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6909 NORTHWICH DR
City	WINDERMERE
State	FL
Zip	34786-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	LAKES OF WINDERMERE PH 1 49/108 LOT 48
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	LAKES OF WINDERMERE PH 1
Legal Phase	1
Legal Tract	5427
Legal Lot Number	48
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1010
Census Tract	17112

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6909 NORTHWICH DR, WINDERMERE, FL 34786-6609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 24, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 5, 2020	Warranty Deed, Transfer · FHA Mortgage CERTIFIED MTG PLANNERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	2023317017
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 6, 2023
Property Address	6909 NORTHWICH DR, WINDERMERE, FL 34786-6609
Document Number	0000317017
Map Reference	MB 49 PG 108-118
Instrument Date	Jun 1, 2023
Instrument	20230317017
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6970 SWINSCOE LN, WINDERMERE, FL 34786-6677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6909 NORTHWICH DR, WINDERMERE, FL 34786-6609

Mortgage

Document Number	0000317018
Date	Jun 6, 2023
Instrument	20230317018

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2043

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6909 NORTHWICH DR, WINDERMERE, FL 34786-6609
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6909 NORTHWICH DR, WINDERMERE, FL 34786-6609

Mortgage

Document Number	20210310071
Date	May 24, 2021
Instrument	20210310071

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 5, 2020
Property Address	6909 NORTHWICH DR, WINDERMERE, FL 34786-6609
Document Number	0000517247
Instrument Date	Sep 30, 2020
Instrument	517247
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6909 NORTHWICH DR WINDERMERE FL 347866609, WINDERMERE, FL 34786-6609

Mortgage

Document Number	517248
Date	Oct 5, 2020
Instrument	517248

Lender

Name	CERTIFIED MTG PLANNERS
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,160 (-7.95%) Land $125,000 Building $331,160	$456,160 (-8.06%) Land $125,000 Building $331,160
2025	$8,154.00 (+4.5%) Homeowner's exemption	$495,544 (+12.66%)	$496,140 (+12.8%) Land $125,000 Building $371,140
2024	$7,803.00 (+16.74%)
2023	$6,684.00 (+15.8%)	$439,841 (+25.14%) Land $110,000 Building $329,841	$439,841 (+25.14%) Land $110,000 Building $329,841
2022	$5,772.00	$351,486 Land $100,000 Building $251,486	$351,486 Land $100,000 Building $251,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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