6897 Northwich Dr, Windermere, FL 34786 Property Records

Orange County property record for 6897 Northwich Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,229 sqft · built 2003
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$565,000 (Jul 2026)
Tax Bill	$7,924 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-5427-00-460`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-5427-00-460`
Alternative APNs	`272324542700460` `145977` `147146` `149267`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,229 sqft Living Area
Gross Area	2,920 sqft
1st Floor Area	2,229 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6897 NORTHWICH DR
City	WINDERMERE
State	FL
Zip	34786-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	LAKES OF WINDERMERE PH 1 49/108 LOT 46
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	LAKES OF WINDERMERE PH 1
Legal Phase	1
Legal Tract	5427
Legal Lot Number	46
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1010
Census Tract	17112

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6897 NORTHWICH DR, WINDERMERE, FL 34786-6609
Owner Type	Company
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage PARTNERS FEDERAL CREDIT UNION
Jun 8, 2023	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jun 8, 2023 · Amount on Record
Deed Document Number	2026370757
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 2, 2026
Property Address	6897 NORTHWICH DR, WINDERMERE, FL 34786-6609
Document Number	0000370757
Instrument Date	Jun 30, 2026
Instrument	2026370757
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399,455.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6897 NORTHWICH DR, WINDERMERE, FL 34786-6609

Mortgage

Document Number	0000370758,
Date	Jul 2, 2026
Instrument	2026370758

Lender

Name	PARTNERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 8, 2023
Property Address	6897 NORTHWICH DR, WINDERMERE, FL 34786-6609
Document Number	0000322790
Map Reference	MB 49 PG 108-118
Instrument Date	May 31, 2023
Instrument	20230322790
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,724.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 PLANTATION ISLAND DR S, SAINT AUGUSTINE BEACH, FL 32080-6191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6897 NORTHWICH DR, WINDERMERE, FL 34786-6609

Mortgage

Document Number	0000322791
Date	Jun 8, 2023
Instrument	20230322791

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,840 (-7.61%) Land $125,000 Building $319,840	$444,840 (-7.66%) Land $125,000 Building $319,840
2025	$7,924.00 (+4.55%) Homeowner's exemption	$481,485 (+176.75%)	$481,730 (+12.72%) Land $125,000 Building $356,730
2024	$7,579.00 (+196.4%)
2023	$2,557.00 (+2.36%) Homeowner's exemption Widower's exemption	$173,981 (+3%)	$427,385 (+24.39%) Land $110,000 Building $317,385
2022	$2,498.00 Homeowner's exemption Widower's exemption	$168,914	$343,589 Land $100,000 Building $243,589

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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