690 Old Compass Rd, Longboat Key, FL 34228 Property Records

Manatee County property record for 690 Old Compass Rd, Longboat Key, FL 34228

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,230 sqft · built 1970
Lot Size	0.354 acres (15,400 sqft)
Owner	Company Name on Record
Last Sale	$1,750,000 (Jul 2023)
Tax Bill	$28,615 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`78893-0000-5`

Property Details

APN / Parcel Number

Primary APN	`78893-0000-5`
Alternative APN	`3516237889300005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,230 sqft Living Area
Gross Area	4,480 sqft
1st Floor Area	3,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	15,400 sqft (0.354 acres)
Lot Dimensions	154 ft deep x 100 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Area	200 sqft
Porch	Florida Room
Porch Area	716 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	690 OLD COMPASS RD
City	LONGBOAT KEY
State	FL
Zip	34228-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LBK_R-4SF
Legal Description	LOT 89 EMERALD HARBOR UNIT 2 PI#78893.0000/5
Legal Range	16E
Legal Township	35S
Legal Section	23
Legal Subdivision	EMERALD HARBOR UNIT 2
Legal Tract	07886900
Legal Lot Number	89
Legal Unit	2
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2006
Census Tract	1705

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3595 SE 41ST PL, OCALA, FL 34480-8480
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Aug 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Deed Document Number	202381547
Prior Transfer Date	Oct 23, 2003
Prior Transfer Doc	1882002687
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 31, 2023
Property Address	690 OLD COMPASS RD, LONGBOAT KEY, FL 34228-1614
Document Number	0041081547
Map Reference	MB 12 PG 41-43
Instrument Date	Jul 27, 2023
Instrument	202341081547
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1408 69TH AVE W # W346, W346, BRADENTON, FL 34207-5868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3595 SE 41ST PL, OCALA, FL 34480-8480

Mortgage

Document Number	0041081548
Date	Jul 31, 2023
Instrument	202341081548

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	10.7%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 7, 2020
Property Address	690 OLD COMPASS RD, LONGBOAT KEY, FL 34228-1614
Document Number	0041082191
Instrument Date	Jul 22, 2020
Instrument	41082191
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	690 OLD COMPASS RD LONGBOAT KEY FL 342281614, LONGBOAT KEY, FL 34228-1614

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Longboat Key Town
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,773,829 (-6.05%) Land $616,250 Building $1,157,579	$1,773,829 (-6.05%) Land $616,250 Building $1,157,579
2025	$28,615.00 (-6.19%)	$1,887,965 (+140.95%) Land $616,250 Building $1,271,715	$1,887,965 (-6.83%) Land $616,250 Building $1,271,715
2024	$30,503.00 (+154.94%)
2023	$11,965.00 (+1.92%) Homeowner's exemption	$783,565 (+3%)	$2,026,346 (+45.18%) Land $616,250 Building $1,410,096
2022	$11,740.00 Homeowner's exemption	$760,743	$1,395,741 Land $485,000 Building $910,741

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 554 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,178 units insured incl. 624 condo units
Nearby Flood Claims	621 (2016–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 39 claims Hurricane Helene, Oct 2024 · 515 claims Hurricane Idalia, Aug 2023 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LONGBOAT KEY serves 7,098 people · EPA ID FL6411098
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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