690 N Fall River Dr, Coldwater, MI 49036 Property Records

Branch County property record for 690 N Fall River Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,340 sqft · built 2021
Lot Size	11.6 acres (509,216 sqft)
Owner	Individual Name on Record
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070-024-300-020-09`

Property Details

APN / Parcel Number

Primary APN	`070-024-300-020-09`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,340 sqft Building Perimeter
1st Floor Area	1,340 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	509,216 sqft (11.6 acres)

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	690 N FALL RIVER DR
City	COLDWATER
State	MI
Zip	49036-9170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR IN SW 1/4 OF SEC 24 DESC AS COM 1919.77 FT N & 183 FT E & 720 FT DUE N OF W 1/4 COR OF SEC 25 TO SEC LN BETWEEN SEC 24 &
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1055
Census Tract	951301

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	690 N FALL RIVER DR, COLDWATER, MI 49036-9170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit STURGIS BANK AND TRUST COMPANY
Jun 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Aug 10, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 7, 2020
Transfer Doc	0202005128
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Recording Date	Apr 10, 2026
Property Address	690 N FALL RIVER DR, COLDWATER, MI 49036-9170
Document Number	0000002244
Instrument Date	Apr 6, 2026
Instrument	20262244
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLDE STONE TITLE, OLD TOWN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 N FALL RIVER DR, COLDWATER, MI 49036-9170

Mortgage

Document Number	0000002244,
Date	Apr 10, 2026
Instrument	20262244

Lender

Name	STURGIS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	690 N FALL RIVER DR, COLDWATER, MI 49036-9170
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 N FALL RIVER DR, COLDWATER, MI 49036-9170

Mortgage

Document Number	0202303256
Date	Jun 14, 2023
Instrument	2023-03256

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	12.3%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	690 N FALL RIVER DR, COLDWATER, MI 49036-9170
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202185
Date	Apr 6, 2022
Instrument	2022-02185

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 10, 2020
Property Address	690 N FALL RIVER DR, COLDWATER, MI 49036-9170
Document Number	0202005128
Instrument Date	Aug 7, 2020
Instrument	2020-05128
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 BROCKLEBANK RD, QUINCY, MI 49082-9734

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,800 (+55.72%)	$299,600 (+55.72%)
2025	$2,585.00 (+0.39%)	$96,200	$192,400
2024	$2,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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