620 N Fall River Dr, Coldwater, MI 49036 Property Records

Branch County property record for 620 N Fall River Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,708 sqft · built 1967
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Jan 2009)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070-P23-000-014-00`

Property Details

APN / Parcel Number

Primary APN	`070-P23-000-014-00`

Interior

Bedrooms	4 Beds
Half Baths	3 Half Baths
Building Area	2,708 sqft Living Area
1st Floor Area	2,708 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	150 ft deep x 106 ft wide
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 N FALL RIVER DR
City	COLDWATER
State	MI
Zip	49036-9170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 14 PENN SUB NO 4 SEC 25 T6S R6W CITY OF C/W'S WELL HEAD PROTECTION AREA
Legal Range	06W
Legal Township	06S
Legal Section	25
Legal Subdivision	PENN SUB
Legal Lot Number	14
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1055
Census Tract	951301

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	620 N FALL RIVER DR, COLDWATER, MI 49036-9170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
Nov 4, 2020	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2009 · Amount on Record
Deed Sale	Jan 27, 2009 · Amount on Record
Deed Document Number	2009490
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 28, 2026
Property Address	620 N FALL RIVER DR, COLDWATER, MI 49036-9170
Document Number	0000004744
Instrument Date	Jul 28, 2026
Instrument	20264744
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	620 N FALL RIVER DR, COLDWATER, MI 49036-9170

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	620 N FALL RIVER DR, COLDWATER, MI 49036-9170
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 N FALL RIVER DR, COLDWATER, MI 49036-9170

Mortgage

Document Number	0202600795
Date	Feb 10, 2026
Instrument	2026-00795

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	100 W CHICAGO ST, COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	620 N FALL RIVER DR, COLDWATER, MI 49036-9170
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202007541
Date	Nov 4, 2020
Instrument	2020-07541

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	LACOTA, MI 49063

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	620 N FALL RIVER DR, COLDWATER, MI 49036-9170
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202007525
Date	Nov 3, 2020
Instrument	2020-07525

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	620 N FALL RIVER DR, COLDWATER, MI 49036-9170
Transaction Type	Mortgage
Record Updated	Mar 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000924
Date	Feb 18, 2020
Instrument	2020-00924

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,800 (+33.29%)	$375,600 (+33.29%)
2025	$2,457.00 (+2.67%)	$140,900	$281,800
2024	$2,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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