627 N Fall River Dr, Coldwater, MI 49036 Property Records

Branch County property record for 627 N Fall River Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,992 sqft · built 1961
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Dec 2024)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Oct 2022 Sale Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-P23-000-006-00`

Property Details

APN / Parcel Number

Primary APN	`070-P23-000-006-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,992 sqft Building Perimeter
1st Floor Area	1,992 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	226 ft deep x 155 ft wide
Garage Area	860 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	627 N FALL RIVER DR
City	COLDWATER
State	MI
Zip	49036-9170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 6 PENN SUB NO 4 SEC 25 T6S R6W CITY OF C/W'S WELL HEAD PROTECTION AREA
Legal Range	06W
Legal Township	06S
Legal Section	25
Legal Subdivision	PENN SUB
Legal Lot Number	6
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1055
Census Tract	951301

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	627 N FALL RIVER DR, COLDWATER, MI 49036-9170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer
Jun 22, 2021	Intrafamily Transfer, Transfer
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	20246773
Prior Transfer Date	Jun 18, 2021
Prior Transfer Doc	202104930
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 11, 2022
Property Address	627 N FALL RIVER DR, COLDWATER, MI 49036-9170
Document Number	0202206821
Map Reference	LB 5 PG 47
Instrument Date	Sep 26, 2022
Instrument	2022-06821
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	627 N FALL RIVER DR, 627, COLDWATER, MI 49036-9170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 MARLETT ROAD, FAIRGROVE, MI 48733

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jun 22, 2021
Property Address	627 N FALL RIVER DR, COLDWATER, MI 49036-9170
Document Number	202104930
Map Reference	LB 5 PG 47
Instrument Date	Jun 18, 2021
Instrument	2021-04930
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	627 N FALL RIVER DR, COLDWATER, MI 49036-9170

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	627 N FALL RIVER DR, COLDWATER, MI 49036-9170
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202005039
Date	Aug 6, 2020
Instrument	2020-05039

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,700 (+38.66%)	$293,400 (+38.66%)
2025	$2,843.00 (+7.81%)	$105,800	$211,600
2024	$2,637.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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