Monmouth County and Middletown Township property record for 690 Harmony Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,468 sqft · built 1957 |
| Lot Size | 0.238 acres (10,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Oct 1986) |
| Tax Bill | $7,223 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00197-0000-00002 |
| Primary APN | 32-00197-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| 1st Floor Area | 1,468 sqft |
| Upper Floors Area | 504 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,350 sqft (0.238 acres) |
| Lot Dimensions | 115 ft deep x 90 ft wide |
| Parking Spaces | 1 Parking Space |
| Sewer | Connected |
|---|
| Account Number | 7315 |
|---|---|
| Street Address | 690 HARMONY RD |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | HARMONY GARDENS |
| Legal Block | 197 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 800602 |
690 Harmony Rd is owned and occupied by two individuals who bought it in October 1986.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 690 HARMONY RD, MIDDLETOWN, NJ 07748-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 1986 · Amount on File |
| Deed Sale | Oct 21, 1986 · Amount on File |
| Deed Book / Page | 4704 / 666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 690 HARMONY RD, MIDDLETOWN, NJ 07748-1008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095716531 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 9571/6531 |
| Instrument | 2022004707 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 690 Harmony Rd was $7,223, up 10.8% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $515,100 (+15.11%) Land $398,800 Building $116,300 | $515,100 (+15.11%) Land $398,800 Building $116,300 | |
| 2025 | $7,223.00 (+10.83%) | $447,500 Land $344,200 Building $103,300 | $447,500 Land $344,200 Building $103,300 |
| 2024 | $6,517.00 | ||
| 2023 | $364,200 Land $269,900 Building $94,300 | $364,200 Land $269,900 Building $94,300 | |
| 2022 | $6,347.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 690 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2010–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 690 Harmony Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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