Monmouth County and Middletown Township property record for 689 Harmony Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,470 sqft · built 1975 |
| Lot Size | 0.27 acres (11,760 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,140 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00216-0000-00019 |
| Primary APN | 32-00216-0000-00019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Upper Floors Area | 942 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,760 sqft (0.27 acres) |
| Lot Dimensions | 147 ft deep x 80 ft wide |
| Garage Type | Built-in |
| Patio Area | 264 sqft |
| Sewer | Connected |
|---|
| Account Number | 6315 |
|---|---|
| Street Address | 689 HARMONY RD |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 216 |
| Legal Lot Number | 19 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 800602 |
689 Harmony Rd is owned and occupied by two individuals.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 689 HARMONY RD, MIDDLETOWN, NJ 07748-1046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 689 Harmony Rd was $9,140, up 22.5% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $602,200 (+6.34%) Land $407,500 Building $194,700 | $602,200 (+6.34%) Land $407,500 Building $194,700 | |
| 2025 | $9,140.00 (+22.47%) | $566,300 Land $367,300 Building $199,000 | $566,300 Land $367,300 Building $199,000 |
| 2024 | $7,463.00 | ||
| 2023 | $462,300 Land $268,600 Building $193,700 | $462,300 Land $268,600 Building $193,700 | |
| 2022 | $8,471.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 689 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 68 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 5 (1996–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 689 Harmony Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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