675 Harmony Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 675 Harmony Rd, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,466 sqft · built 1959
Lot Size0.31 acres (13,482 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Aug 2021)
Tax Bill$9,794 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN32-00216-0000-00021-01

Property Details

APN / Parcel Number

Primary APN32-00216-0000-00021-01
Alternative APNs
  • 32002160000000210001
  • 7315

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,466 sqft Living Area
1st Floor Area1,466 sqft
Upper Floors Area532 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area13,482 sqft (0.31 acres)
Lot Dimensions107 ft deep x 126 ft wide
Parking Spaces1 Parking Space
PorchEnclosed Porch
Deck Area250 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number7315
Street Address675 HARMONY RD
CityMIDDLETOWN
StateNJ
Zip07748-1046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal SubdivisionROBERT & STELLA KNIGHT
Legal Block216
Legal Lot Number21.1
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2009
Census Tract800602

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address675 HARMONY RD, MIDDLETOWN, NJ 07748-1046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Deed, Transfer · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC
Apr 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2021 · Amount on Record
Deed SaleAug 2, 2021 · Amount on Record
Deed Document Number2021117167
Deed Book / Page9532 / 1771
Prior Transfer DateApr 14, 2015
Prior Transfer Doc0091115372
Record UpdatedSep 20, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateAug 2, 2021
Property Address675 HARMONY RD, MIDDLETOWN, NJ 07748-1046
Document Number0095321771
Book / Page9532 / 1771
Instrument DateJun 18, 2021
Instrument2021117167
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyALL AHEAD TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,271.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 JUPITER ST, 11, MIDDLETOWN, NJ 07748-1517

Transferred To (Grantee/Buyer)

NameVerified Name
Address675 HARMONY RD, MIDDLETOWN, NJ 07748-1046

Mortgage

Document Number2021117168
DateAug 2, 2021
Instrument2021117168
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address675 HARMONY RD, MIDDLETOWN, NJ 07748-1046
Document Number0000048704
Book / Page009227 / 003868
Instrument DateApr 22, 2017
Transaction TypeMortgage
Record UpdatedJun 19, 2017
Title CompanyGOLDEN TITLE AGENCY, GOLDEN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address675 HARMONY RD MIDDLETOWN NJ 077481046, MIDDLETOWN, NJ 07748-1046

Mortgage

Document Number0000048704
DateMay 17, 2017
Book Page009227/003868
Instrument48704
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressSAN BRUNO, CA 94066
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 16, 2032

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$649,400 (+7.02%) Land $427,100 Building $222,300$649,400 (+7.02%) Land $427,100 Building $222,300
2025$9,794.00 (+21.68%)$606,800 (+20.18%) Land $386,500 Building $220,300$606,800 (+20.18%) Land $386,500 Building $220,300
2024$8,049.00 (-12.47%)
2023$504,900 Land $283,400 Building $221,500$504,900 Land $283,400 Building $221,500
2022$9,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 68 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims5 (1996–2021)
Claims Outside the SFHA3 of 5
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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