Cherokee County property record for 690 Co Rd 104, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,160 sqft · built 1948 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $848 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-06-13-0-000-005.001 |
| Primary APN | 13-09-06-13-0-000-005.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Basement Area | 256 sqft |
| Unfinished Basement | 256 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Slab |
| Porch Area | 156 sqft |
| Deck Area | Deck Area |
| Account Number | 21103 |
|---|---|
| Street Address | 690 COUNTY ROAD 104 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-3501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW COR SW/4 SE/4;E 50'TO POB;E 660';N 430'TO A BRANCH;SW730'ALG BR;S 170'TO POB |
| Legal Range | 09E |
| Legal Township | 09S |
| Legal Section | 13 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 955702 |
690 Co Rd 104 is owned and occupied by two individuals.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 690 COUNTY ROAD 104, CEDAR BLUFF, AL 35959-3501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 690 COUNTY ROAD 104, CEDAR BLUFF, AL 35959-3501 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000223102 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 223102 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 690 Co Rd 104 was $848 with a homeowner's exemption, up 7.5% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $848.00 (+7.48%) | ||
| 2025 | $789.00 (+1.68%) Homeowner's exemption | $3,780 (+8.62%) Land $2,380 Building $1,400 | $200,400 (+1.47%) Land $23,700 Building $176,700 |
| 2024 | $776.00 (-2.02%) Additional exemption filed | $3,480 (-82.72%) Land $2,080 Building $1,400 | $197,500 (-1.94%) Land $20,800 Building $176,700 |
| 2023 | $792.00 Homeowner's exemption | $20,140 (+478.74%) | $201,400 (-) Land $20,800 Building $180,600 |
| 2022 | $792.00 Homeowner's exemption | $3,480 Land $2,080 Building $1,400 | $201,400 Land $20,800 Building $180,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 690 Co Rd 104 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 690 Co Rd 104 is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 25 / 5 |
May also be available: AT&T, Killians Electronics.
5G (outdoors only) and 4G LTE
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