Cherokee County property record for 555 Co Rd 104, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 2,040 sqft · built 1988 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $548 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-06-24-0-000-002.004 |
| Primary APN | 13-09-06-24-0-000-002.004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,040 sqft Living Area |
| Basement Area | 2,040 sqft |
| Finished Basement | 2,040 sqft |
| Interior Walls | Paneling |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 130,680 sqft (3 acres) |
| Porch | Open Porch |
| Porch Area | 480 sqft |
| Deck Area | 720 sqft |
| Account Number | 657 |
|---|---|
| Street Address | 555 COUNTY ROAD 104 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-3519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SWLY R/W CO RD 44 & NLY R/W CO RD 102, NWLY 810' ALG SWLYR/W CO RD 44, SLY 357.4', ELY 803.3' TO POB |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 955702 |
555 Co Rd 104 is owned and occupied by two individuals.
Source: Cherokee County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 555 COUNTY ROAD 104, CEDAR BLUFF, AL 35959-3519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 555 COUNTY ROAD 104, CEDAR BLUFF, AL 35959-3519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000220916 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 220916 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $20,640 (+0.88%) Land $1,460 Building $19,180 | $206,300 (+0.83%) Land $14,500 Building $191,800 |
| 2024 | $548.00 Additional exemption filed | $20,460 (-) Land $1,280 Building $19,180 | $204,600 (-) Land $12,800 Building $191,800 |
| 2023 | $548.00 Additional exemption filed | $20,460 (-) | $204,600 (-) Land $12,800 Building $191,800 |
| 2022 | $548.00 Additional exemption filed | $20,460 Land $1,280 Building $19,180 | $204,600 Land $12,800 Building $191,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 555 Co Rd 104 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 555 Co Rd 104 is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL · Fiber in parts of the area | 25 / 5 |
May also be available: AT&T, Killians Electronics, Xfinity.
5G (outdoors only) and 4G LTE
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