554 Co Rd 104, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 554 Co Rd 104, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	2,448 sqft · built 1979
Lot Size	4.09 acres (178,596 sqft)
Owner	2 Individual Names on Record
Tax Bill	$724 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-09-06-24-0-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`13-09-06-24-0-000-006.000`
Alternative APNs	`ALT APN:0906240000006000` `17599`

Interior

Stories	2 Stories
Building Area	2,448 sqft Living Area
Upper Floors Area	864 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	178,596 sqft (4.09 acres)
Porch	Open Porch
Porch Area	210 sqft
Deck Area	40 sqft

Location & Zoning

Account Number	17599
Street Address	554 COUNTY ROAD 104
City	CEDAR BLUFF
State	AL
Zip	35959-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, RIDGEVIEW ESTATES S/D PB 8/8
Legal Subdivision	RIDGEVIEW ESTATES
Legal Lot Number	4
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3046
Census Tract	955702

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	554 COUNTY ROAD 104, CEDAR BLUFF, AL 35959-3500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 27, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2006
Deed Sale	Jan 4, 2006
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	554 COUNTY ROAD 104, CEDAR BLUFF, AL 35959-3500
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222156
Date	Jan 6, 2022
Instrument	222156

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	554 COUNTY ROAD 104, CEDAR BLUFF, AL 35959-3500
Transaction Type	Mortgage
Record Updated	Apr 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0197306
Date	Mar 27, 2017
Instrument	0197306

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$5,840 (-77.01%) Land $1,960 Building $3,880	$251,200 (-1.06%) Land $19,600 Building $231,600
2023	$724.00 Additional exemption filed	$25,400 (+350.35%)	$253,900 (-) Land $17,200 Building $236,700
2022	$724.00 Additional exemption filed	$5,640 Land $1,720 Building $3,920	$253,900 Land $17,200 Building $236,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL · Fiber in parts of the area	25 / 5

May also be available: AT&T, Killians Electronics, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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