69 Spring St, Charleston, SC 29403 Property Records

Charleston County property record for 69 Spring St, Charleston, SC 29403

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,338 sqft · built 1880
Lot Size0.05 acres (2,178 sqft)
OwnerCompany Name on Record
Last Sale$2,000,000 (Dec 2025)
Tax Bill$11,554 (2025)
Deeds & MortgagesMar 2024 Mortgage
Dec 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN460-08-03-054

Property Details

APN / Parcel Number

Primary APN460-08-03-054

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,338 sqft Total Area
1st Floor Area904 sqft
Upper Floors Area1,434 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions65 ft deep x 31 ft wide
TerrainHigh
PorchSlab
Porch Area198 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Heating FuelGas

Location & Zoning

Street Address69 SPRING ST
CityCHARLESTON
StateSC
Zip29403-5949
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSUBDIVISION NAME -69 SPRING ST
Legal SubdivisionSPRING ST
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group2
Census Block2004
Census Tract1000

Owner

Source: Charleston County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3 CHISOLM ST, 202, CHARLESTON, SC 29401-1838
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2024Deed of Trust, Mortgage
ALEC P CHRISTOFF
Dec 31, 2025Deed, Transfer · Conventional Mortgage
FLEXPOINT INC
Sep 8, 2017Deed of Trust, Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2025 · Amount on Record
Deed SaleDec 31, 2025 · Amount on Record
Prior SaleFeb 19, 2020 · Amount on Record
Deed Book / Page1360 / 280
Prior Transfer DateDec 29, 2014
Prior Transfer Doc0449/0620
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address69 SPRING ST, CHARLESTON, SC 29403-5949
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012320604
DateMar 12, 2024
Book Page1232/604
Lender
NameALEC P CHRISTOFF
TypePrivate Party
Agreement
AmountAmount Recorded

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateDec 31, 2025
Property Address69 SPRING ST, CHARLESTON, SC 29403-5949
Document Number0013600280
Book / Page1360 / 280
Map ReferenceMB DF PG 997
Instrument DateDec 30, 2025
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,200.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CHISOLM ST UNIT 202, 202, CHARLESTON, SC 29401-1838

Mortgage

Document Number0001360281
DateDec 31, 2025
Instrument1360/281
Lender
NameFLEXPOINT INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address69 SPRING ST, CHARLESTON, SC 29403-5949
Document Number0669/0109
Book / Page000669 / 000109
Instrument DateSep 8, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 SPRING ST CHARLESTON SC 294035949, CHARLESTON, SC 29403-5949

Mortgage

Document Number0669/0109
DateSep 28, 2017
Book Page000669/000109
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueSep 27, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,554.00 (+10.83%)
2024$10,425.00 (+8.02%)$36,020 (-)
2022$9,651.00$36,020$600,200 (-) Land $481,600 Building $118,600
2020$600,200 Land $481,600 Building $118,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 171 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies194 units insured
incl. 23 condo units
Nearby Flood Claims39 (1983–2016)
Claims Outside the SFHA1 of 39
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 7 claims
  • Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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