69 River Rd, Franklin, NC 28734 Property Records

Macon County property record for 69 River Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,310 sqft
Lot Size	4.24 acres (184,694 sqft)
Owner	2 Individual Names on Record
Last Sale	$522,000 (Jul 2026)
Tax Bill	$1,367 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`7513260111`

Property Details

APN / Parcel Number

Primary APN	`7513260111`
Alternative APNs	`0326338` `142954` `154913`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,310 sqft Heated Area
1st Floor Area	1,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	184,694 sqft (4.24 acres)
View / Lot	Waterfront / Beach
Porch	Slab
Deck Area	108 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	154913
Street Address	69 RIVER RD
City	FRANKLIN
State	NC
Zip	28734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CULLASAJA
Legal Subdivision	THOMAS HARVEY CABE
Jurisdiction	MACON NC
Township / Civil Division	ELLIJAY
Census Block Group	3
Census Block	3051
Census Tract	970600

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1550 RIVER RD, FRANKLIN, NC 28734-1781
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Aug 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	May 4, 2023 · Amount on Record
Deed Document Number	20264166
Deed Book / Page	202644 / 1975
Prior Transfer Date	Jul 2, 2026
Prior Transfer Doc	0000004166
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 6, 2026
Property Address	69 RIVER RD, FRANKLIN, NC 28734
Document Number	0000004166
Book / Page	202644 / 1975
Instrument Date	Jul 2, 2026
Instrument	20264166
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$105,444.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 4, 2023
Property Address	69 RIVER RD, FRANKLIN, NC 28734-8918
Document Number	00M42/1506
Book / Page	M-42 / 1506
Instrument Date	May 1, 2023
Instrument	2023002621
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 RIVER RD, FRANKLIN, NC 28734-1781
Investor	Possibly a Property Investor

Mortgage

Document Number	2023002622
Date	May 4, 2023
Instrument	2023002622

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 10, 2018
Property Address	69 RIVER RD, FRANKLIN, NC 28734-8918
Document Number	00S38/2287
Book / Page	S-38 / 2287
Instrument Date	Aug 9, 2018
Instrument	2018005425
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7868 HIGHLANDS RD, FRANKLIN, NC 28734-3520

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,260 (-) Land $130,200 Building $262,060	$392,260 (-) Land $130,200 Building $262,060
2025	$1,367.00 (-0.15%)	$392,260 (-) Land $130,200 Building $262,060	$392,260 (-) Land $130,200 Building $262,060
2023	$1,369.00	$392,260 Land $130,200 Building $262,060	$392,260 Land $130,200 Building $262,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (2004–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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