69 Ridgeway Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 69 Ridgeway Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,032 sqft · built 1989
Lot Size	3.13 acres (136,343 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jun 2020)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00260050000`

Property Details

APN / Parcel Number

Primary APN	`00260050000`
Alternative APNs	`00260050` `14700`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,032 sqft Heated Area
1st Floor Area	2,032 sqft
Attic Area	2,032 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	136,343 sqft (3.13 acres)
Porch	Finished/Screened Porch
Porch Area	156 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14700
Old Parcel Number	00260050000
Street Address	69 RIDGEWAY CIR
City	RINGGOLD
State	GA
Zip	30736-5919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 6 RIDGEWAY ESTATES
Legal Subdivision	RIDGEWAY ESTATES
Legal Lot Number	6
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1006
Census Tract	30303

Owner

69 Ridgeway Cir is owned and occupied by an individual who acquired it in July 2020.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	69 RIDGEWAY CIR, RINGGOLD, GA 30736-5919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Deed Document Number	0002062330
Deed Book / Page	2062 / 330
Last Transfer Date	Jul 2, 2020
Transfer Doc	0020620330
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	69 RIDGEWAY CIR, RINGGOLD, GA 30736-5919
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 RIDGEWAY CIR, RINGGOLD, GA 30736-5919

Mortgage

Document Number	0022460000000123
Date	Oct 5, 2022
Book Page	0000002246/0000000123
Instrument	008168

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2062

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	69 RIDGEWAY CIR, RINGGOLD, GA 30736-5919
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 RIDGEWAY CIR, RINGGOLD, GA 30736-5919

Mortgage

Document Number	0022450000000357
Date	Sep 30, 2022
Book Page	0000002245/0000000357
Instrument	008046

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2062

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 2, 2020
Property Address	69 RIDGEWAY CIR, RINGGOLD, GA 30736-5919
Document Number	0020620330
Book / Page	002062 / 000330
Instrument Date	Jun 30, 2020
Instrument	5099
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	PREMIER TITLE INSURANCE AGENCY, PIONEER TITLE INS AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 RIDGEWAY CIR RINGGOLD GA 307365919, RINGGOLD, GA 30736-5919

Mortgage

Document Number	20620332
Date	Jul 2, 2020
Book Page	002062/000332
Instrument	5100

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 69 Ridgeway Cir was $2,684.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,684.00	$141,390 Land $16,902 Building $124,488	$353,475 Land $42,255 Building $311,220
2023	$2,318.00 (+22.65%)	$103,548 Land $15,650 Building $87,898	$258,869 Land $39,125 Building $219,744
2022	$1,890.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 69 Ridgeway Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Aug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Ridgeway Cir is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ringgold Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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