40 Ridgeway Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 40 Ridgeway Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,744 sqft · built 1986
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00260069000`

Property Details

APN / Parcel Number

Primary APN	`00260069000`
Alternative APNs	`00260069` `14720`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,744 sqft Heated Area
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,033 sqft (1.47 acres)
Garage Area	462 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	200 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14720
Old Parcel Number	00260069000
Street Address	40 RIDGEWAY CIR
City	RINGGOLD
State	GA
Zip	30736-5920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 22 RIDGEWAY ESTATES
Legal Subdivision	RIDGEWAY ESTATES
Legal Lot Number	22
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1007
Census Tract	30303

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 RIDGEWAY CIR, RINGGOLD, GA 30736-5920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020
Deed Sale	Sep 24, 2020
Prior Sale	Nov 4, 2014
Deed Document Number	0000020841
Deed Book / Page	1473 / 520
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 6, 2020
Property Address	40 RIDGEWAY CIR, RINGGOLD, GA 30736-5920
Document Number	0020840001
Book / Page	002084 / 000001
Instrument Date	Sep 24, 2020
Instrument	8141
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 RIDGEWAY CIR RINGGOLD GA 307365920, RINGGOLD, GA 30736-5920

Mortgage

Document Number	20840003
Date	Oct 6, 2020
Book Page	002084/000003
Instrument	8142

Lender

Name	GATEWAY MTG CORP
Address	JENKS, OK 74037

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 5, 2040

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00 (+4.76%) Homeowner's exemption	$141,940 (+27.95%) Land $11,600 Building $130,340	$354,850 (+27.94%) Land $29,000 Building $325,850
2023	$2,438.00 (+19.33%) Homeowner's exemption	$110,938 Land $12,642 Building $98,296	$277,346 Land $31,605 Building $245,741
2022	$2,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Aug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ringgold Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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