190 Ridgeway Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 190 Ridgeway Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,919 sqft · built 1976
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on Record
Tax Bill	$1,462 (2022)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00260066000`

Property Details

APN / Parcel Number

Primary APN	`00260066000`
Alternative APNs	`00260066` `14717`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,919 sqft Heated Area
1st Floor Area	1,919 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	117,612 sqft (2.7 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	428 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14717
Old Parcel Number	00260066000
Street Address	190 RIDGEWAY CIR
City	RINGGOLD
State	GA
Zip	30736-5921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 19 RIDGEWAY ESTATES
Legal Subdivision	RIDGEWAY ESTATES
Legal Lot Number	19
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1007
Census Tract	30303

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 RIDGEWAY CIR, RINGGOLD, GA 30736-5921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Jan 18, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 1975
Deed Sale	Jun 2, 1975
Deed Document Number	0000022450
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	190 RIDGEWAY CIR, RINGGOLD, GA 30736-5921
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 RIDGEWAY CIR, RINGGOLD, GA 30736-5921

Mortgage

Document Number	0021580000000698
Date	Aug 9, 2021
Book Page	0000002158/0000000698
Instrument	007718

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

January 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 18, 2018
Property Address	190 RIDGEWAY CIR, RINGGOLD, GA 30736-5921
Document Number	0019160726
Book / Page	001916 / 000726
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 RIDGEWAY CIR RINGGOLD GA 307365921, RINGGOLD, GA 30736-5921

Mortgage

Document Number	19160730
Date	Jan 18, 2018
Book Page	001916/000730

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 17, 2033

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$106,439 (+32.07%) Land $14,580 Building $91,859	$266,097 (+32.07%) Land $36,450 Building $229,647
2023	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$80,595 Land $14,580 Building $66,015	$201,487 Land $36,450 Building $165,037
2022	$1,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Aug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 90% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ringgold Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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