69 Locust St, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 69 Locust St, Spruce Pine, NC 28777

Property Summary

Property Type	Commercial
Details	built 1945
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Mar 2013)
Tax Bill	$792 (2025)
Flood Zone	Zone X (minimal risk)
APN	`0890-13-02-6599`

Property Details

APN / Parcel Number

Primary APN	`0890-13-02-6599`
Alternative APN	`555622106`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Account Number	555622106
Street Address	69 LOCUST ST
City	SPRUCE PINE
State	NC
Zip	28777-2754
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOCUST STREET
Legal Subdivision	SPRUCE PINE LAND COMPANY
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1037
Census Tract	950300

Owner

Source: Mitchell County records · APN 0890-13-02-6599

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	157 LEDBETTER RD, SPINDALE, NC 28160-2497
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2013 · Amount on Record
Deed Sale	Mar 27, 2013 · Amount on Record
Prior Sale	Jan 04, 2005 · Amount on Record
Deed Book / Page	533 / 791
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$792.00 (-46.31%)	$141,600 (-46.24%) Land $37,100 Building $104,500
2023	$1,475.00	$263,400 Land $37,100 Building $226,300	$263,400 Land $37,100 Building $226,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 2, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber · Cable in parts of the area	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 189 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.