203 Locust St, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 203 Locust St, Spruce Pine, NC 28777

Property Summary

Property Type	Bar, Tavern
Details	5,600 sqft · built 1937
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$132,000 (Jun 2006)
Tax Bill	$650 (2026)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0890-17-12-2246`

Property Details

APN / Parcel Number

Primary APN	`0890-17-12-2246`
Alternative APN	`555780913`

Interior

Stories	2 Stories
Building Area	5,600 sqft Total Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Wood
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	555780913
Street Address	203 LOCUST ST
City	SPRUCE PINE
State	NC
Zip	28777-2713
Property Category	Commercial
Property Type	Commercial > Retail > Bar, Tavern
Legal Description	OAK AVE MAP 3 BLK 1 LOT 2
Legal Block	1
Legal Lot Number	2
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1055
Census Tract	950300

Owner

203 Locust St, a commercial property, is owned by a company that bought it in June 2006.

Source: Mitchell County records, as of September 8, 2026

Owner of Record	Company Name on File
Mailing Address	203 LOCUST ST, SPRUCE PINE, NC 28777-2713
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2006 · Amount on File
Deed Sale	Jun 29, 2006 · Amount on File
Deed Book / Page	439 / 565
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Mar 14, 2017
Property Address	203 LOCUST ST, SPRUCE PINE, NC 28777-2713
Document Number	000578/369
Book / Page	578 / 369
Instrument Date	Mar 13, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4545 OLD EASLEY BRIDGE RD, 4545, EASLEY, SC 29642-9178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 LOCUST ST, SPRUCE PINE, NC 28777-2713

Mortgage

Document Number	000578/371
Date	Mar 14, 2017
Book Page	578/371

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SPRUCE PINE, NC 28777

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 14, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 203 Locust St was $650.

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$650.00	$116,200 (-) Land $15,800 Building $100,400
2025	$650.00	$116,200 Land $15,800 Building $100,400
2023	$1,500.00	$267,900 Land $15,800 Building $252,100	$267,900 Land $15,800 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Locust St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable in parts of the area	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Locust St

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