209 Locust St, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 209 Locust St, Spruce Pine, NC 28777

Property Summary

Property Type	Self Storage
Details	4,000 sqft · built 1925
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Nov 2019)
Tax Bill	$1,138 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0890-17-12-3211`

Property Details

APN / Parcel Number

Primary APN	`0890-17-12-3211`
Alternative APN	`555782490`

Interior

Stories	1 Story
Building Area	4,000 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	555782490
Street Address	209 LOCUST ST
City	SPRUCE PINE
State	NC
Zip	28777-2713
Property Category	Industrial
Property Type	Industrial > Self Storage
Legal Description	MAP 3 BLK 1 LOT 4 & 5
Legal Subdivision	SPRUCE PINE LAND COMPANY
Legal Block	1
Legal Lot Number	4 & 5
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1055
Census Tract	950300

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 591, SPRUCE PINE, NC 28777-0591
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Nov 1, 2019	Warranty Deed, Transfer
Jun 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	20191957
Deed Book / Page	607 / 294
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	209 LOCUST ST, SPRUCE PINE, NC 28777-2713
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 LOCUST ST, SPRUCE PINE, NC 28777-2713

Mortgage

Document Number	000650/119
Date	Oct 14, 2022
Book Page	650/119
Instrument	2022002871

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Sep 16, 2027

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Nov 1, 2019
Property Address	209 LOCUST ST, SPRUCE PINE, NC 28777-2713
Document Number	607/294
Book / Page	607 / 294
Map Reference	MB 1 PG 34
Instrument Date	Oct 31, 2019
Instrument	2019001957
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 LOCUST ST, 165, SPRUCE PINE, NC 28777-2711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 LOCUST ST, SPRUCE PINE, NC 28777-2713

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jun 11, 2018
Property Address	209 LOCUST ST, SPRUCE PINE, NC 28777-2713
Document Number	591/865
Book / Page	591 / 865
Map Reference	MB1 PG34
Instrument Date	Jun 11, 2018
Instrument	2018000975
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Tax	$294.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9613 NORRIS FWY, 9613, POWELL, TN 37849-2304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LOCUST ST, SPRUCE PINE, NC 28777-2711

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,138.00 (+35.48%)	$203,300 (+35.44%) Land $21,800 Building $181,500
2025	$840.00 (-24.26%)	$150,100 (-24.23%) Land $21,800 Building $128,300
2023	$1,109.00	$198,100 Land $21,800 Building $176,300	$198,100 Land $21,800 Building $176,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable in parts of the area	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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