34 Lifeguard Loop W, Inlet Beach, FL 32461 Property Records

Walton County property record for 34 Lifeguard Loop W, Inlet Beach, FL 32461 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 2,356 sqft · built 2014
Lot Size	0.089 acres (3,920 sqft)
Owner	Company Name on File
Last Sale	$1,550,000 (Mar 2024)
Tax Bill	$13,412 (2024)
Deeds & Mortgages	Mar 2024 Second Mortgage Mar 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`26-3S-18-16033-00J-0070`

Property Details

APN / Parcel Number

Primary APN	`26-3S-18-16033-00J-0070`
Alternative APN	`1053470`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	2,910 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	3,920 sqft (0.089 acres)
Lot Dimensions	10.1 ft deep x 3.9 ft wide
Porch	Porch
Porch Area	505 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1053470
Street Address	34 LIFEGUARD LOOP W
City	INLET BEACH
State	FL
Zip	32461-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK J SEACREST BCH PHS 7 PB 14-80 OR 2345-959 OR 2423-1801 OR 2539-1433 OR 2672-986 OR 2734-1323 OR 2743-3841 OR
Legal Range	18W
Legal Township	03S
Legal Section	26
Legal Subdivision	SEACREST
Legal Phase	7
Legal Block	J
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1094
Census Tract	950611

Owner

Source: Walton County records · APN 26-3S-18-16033-00J-0070

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3041 JEFFERSON ST, ATLANTA, GA 30341-3226
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITIZENS BANK NA
Mar 05, 2024	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Mar 07, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GREAT AMERICAN BANK
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
May 25, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 05, 2024 · Amount on Record
Deed Sale	Mar 05, 2024 · Amount on Record
Prior Sale	Mar 07, 2022 · Amount on Record
Deed Document Number	20240007732
Deed Book / Page	3317 / 2455
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	34 LIFEGUARD LOOP W, INLET BEACH, FL 32461-6211
Transaction Type	Mortgage
Record Updated	Apr 05, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033173029
Date	Mar 06, 2024
Book Page	3317/3029
Instrument	20240007857

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2039

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 05, 2024
Property Address	34 LIFEGUARD LOOP W, INLET BEACH, FL 32461-6211
Document Number	0033172455
Book / Page	3317 / 2455
Map Reference	MB 14 PGS 80
Instrument Date	Mar 04, 2024
Instrument	20240007732
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1512 PRESTWICK CT, LAWRENCE, KS 66047-1854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3041 JEFFERSON ST, ATLANTA, GA 30341-3226

Mortgage

Document Number	20240007734
Date	Mar 05, 2024
Instrument	20240007734

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

Mortgage

Document Number	0033172459
Date	Mar 05, 2024
Book Page	3317/2459
Instrument	20240007734

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 07, 2022
Property Address	34 LIFEGUARD LOOP W, INLET BEACH, FL 32461-6211
Document Number	0032420434
Book / Page	3242 / 434
Map Reference	MB 14 PG 80
Instrument Date	Mar 04, 2022
Instrument	20220010832
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$12,985.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 HOWARDS THICKET SL97NX, 32, GERRARDS CROSS XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BLUE CRAB LOOP W, INLET BEACH, FL 32461-6946

Mortgage

Document Number	0003242437
Date	Mar 07, 2022
Instrument	3242/437

Lender

Name	GREAT AMERICAN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 03, 2027

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	34 LIFEGUARD LOOP W, INLET BEACH, FL 32461-6211
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1863 NEVA CT, MANDEVILLE, LA 70448-1027

Mortgage

Document Number	0032040210
Date	Jun 23, 2021
Book Page	3204/210
Instrument	20210031736

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Address	BATON ROUGE, LA 70809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 12, 2021
Property Address	34 LIFEGUARD LOOP W, INLET BEACH, FL 32461-6211
Document Number	0031781809
Book / Page	3178 / 1809
Map Reference	MB 14 PG 80&80A
Instrument Date	Jan 07, 2021
Instrument	20210001608
Transaction Type	Transfer
Record Updated	Mar 09, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,573.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 N BROAD ST APT 6, 201, PHILADELPHIA, PA 19107-1540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 ARBOR RUN PL, BRENTWOOD, TN 37027-8471
Investor	Possibly a Property Investor

Mortgage

Document Number	31781811
Date	Jan 12, 2021
Instrument	3178/1811

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 12, 2021
Property Address	34 LIFEGUARD LOOP W, INLET BEACH, FL 32461-6211
Document Number	0031781809
Book / Page	3178 / 1809
Map Reference	MB 14 PG 80&80A
Instrument Date	Jan 07, 2021
Instrument	20210001608
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,573.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 N BROAD ST APT 6, 201, PHILADELPHIA, PA 19107-1540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 ARBOR RUN PL, BRENTWOOD, TN 37027-8471
Investor	Possibly a Property Investor

Mortgage

Document Number	0031781811
Date	Jan 12, 2021
Instrument	3178/1811

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 25, 2018
Property Address	34 LIFEGUARD LOOP W, INLET BEACH, FL 32461-6211
Document Number	0030744050
Book / Page	3074 / 4050
Map Reference	MB14 PGS 80
Instrument Date	May 25, 2018
Instrument	2018000017460
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 MAPLE ST, MANDEVILLE, LA 70448-4879

Mortgage

Document Number	2018000017461
Date	May 25, 2018
Instrument	2018000017461

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,417,333 (-7.61%) Land $430,000 Building $987,333	$1,417,333 (-7.61%) Land $430,000 Building $987,333
2024	$13,412.00 (-3.77%)
2023	$13,938.00 (+36.77%)	$1,534,008 (+12.35%) Land $485,000 Building $1,049,008	$1,534,008 (+12.35%) Land $485,000 Building $1,049,008
2022	$10,191.00	$1,365,341 Land $445,110 Building $920,231	$1,365,341 Land $445,110 Building $920,231

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 846 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured 891 under condo master policies
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 943 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 732 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Mediacom Communications	Fiber	2,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Mediacom Communications, REV, Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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