69 James St, Troy, NY 12183 Property Records

Albany County and Green Island Town property record for 69 James St, Troy, NY 12183

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 2,070 sqft · built 1890
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$20,000 (Mar 2025)
Tax Bill$4,740 (2026)
Deeds & MortgagesMar 2025 Mortgage
Apr 2017 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN012801 20.76-3-48

Property Details

APN / Parcel Number

Primary APN012801 20.76-3-48
Alternative APNs
  • 280102007600030480000000
  • 02007600030480000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,070 sqft Living Area
1st Floor Area1,035 sqft
2nd Floor Area1,035 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions100 ft deep x 30 ft wide
PorchPorch
Porch Area169 sqft
Canopy200 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02007600030480000000
Street Address69 JAMES ST
CityTROY
StateNY
Zip12183-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal SubdivisionVILLAGE OF GREEN ISLAND NO 159
Legal Block3
Legal Lot Number48.000
JurisdictionALBANY NY
Township / Civil DivisionGREEN ISLAND
Census Block Group2
Census Block2004
Census Tract13100

Owner

Source: Albany County and Green Island Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address69 JAMES ST, TROY, NY 12183-1416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2025Deed of Trust, Mortgage · Conventional Mortgage
BROADVIEW FCU
Apr 21, 2017Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Apr 6, 2017Deed of Trust, Mortgage · ARM
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2025 · Amount on Record
Deed SaleMar 12, 2025 · Amount on Record
Prior SaleJul 2, 2019 · Amount on Record
Deed Document Number20254453
Prior Transfer DateAug 28, 2024
Prior Transfer Doc0000004453
Record UpdatedOct 29, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address69 JAMES ST, TROY, NY 12183-1416
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 JAMES ST, GREEN ISLAND, NY 12183-1416

Mortgage

Document Number0000000454
DateMar 12, 2025
InstrumentR2025-4454
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address69 JAMES ST, GREEN ISLAND, NY 12183-1416
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009308
DateApr 21, 2017
InstrumentR2017-09308
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 14, 2037

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address69 JAMES ST, GREEN ISLAND, NY 12183-1416
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008094
DateApr 6, 2017
InstrumentR2017-08094
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateApr 1, 2022
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change4.87%
Index1-Year T-Bill
Margin3
Max Rate8.87%

Tax Assessment & Valuation

Source: Albany County and Green Island Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGreen Island Town
MunicipalityGreen Island Village
Unified School DistrictGreen Island Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,740.00 (-0.96%) Homeowner's exemption
2025$4,786.00 Homeowner's exemption$121,900 (-) Land $27,500 Building $94,400$184,697 (+18.18%) Land $41,667 Building $143,030
2023$121,900 Land $27,500 Building $94,400$156,282 Land $35,256 Building $121,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN ISLAND VILLAGE
serves 2,900 people · EPA ID NY0100195
Water SourcePurchased surface water from COHOES CITY
Last State InspectionSep 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2022
Treatment and ProcedureNo certified operator
currently in violation since Jan 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

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