65 James St, Troy, NY 12183 Property Records

Albany County and Green Island Town property record for 65 James St, Troy, NY 12183

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 2,064 sqft · built 1930
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on Record
Last Sale$219,000 (Oct 2022)
Tax Bill$4,739 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Apr 2020 Mortgage
Flood ZoneZone AE (high risk)
APN012801 20.76-3-46

Property Details

APN / Parcel Number

Primary APN012801 20.76-3-46
Alternative APNs
  • 280102007600030460000000
  • 02007600030460000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,064 sqft Total Area
1st Floor Area1,032 sqft
2nd Floor Area1,032 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions100 ft deep x 30 ft wide
PorchSlab
Porch Area524 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02007600030460000000
Street Address65 JAMES ST
CityTROY
StateNY
Zip12183-1443
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning Code02 - SINGL
Legal SubdivisionNORTH PART OF GREEN ISLAND
Legal Block3
Legal Lot Number46.000
JurisdictionALBANY NY
Township / Civil DivisionGREEN ISLAND
Census Block Group2
Census Block2004
Census Tract13100

Owner

Source: Albany County and Green Island Town records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9 HERBERT DR, LATHAM, NY 12110-3801
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Warranty Deed, Transfer
COUNTRYWIDE CAPITAL HOLDINGS LLC
Apr 1, 2020Deed of Trust, Mortgage
PIONEER BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2022 · Amount on Record
Deed SaleOct 17, 2022 · Amount on Record
Prior SaleApr 12, 2011 · Amount on Record
Deed Document Number202224435
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateOct 17, 2022
Property Address65 JAMES ST, TROY, NY 12183-1443
Document Number0000004435
Instrument DateOct 6, 2022
InstrumentR2022-24435
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$876.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address65 ALBANY AVE, TROY, NY 12183-1011

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 FAIRLEIGH WAY, BALLSTON LAKE, NY 12019-2241
InvestorPossibly a Property Investor

Mortgage

Document Number0000004436
DateOct 17, 2022
InstrumentR2022-24436
Lender
NameCOUNTRYWIDE CAPITAL HOLDINGS LLC
TypeNon-Lending Institution
AddressSHERIDAN, WY 82801
Agreement
AmountAmount Recorded

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address65 JAMES ST, TROY, NY 12183-1443
Document Number0000008337
Instrument DateApr 1, 2020
Transaction TypeMortgage
Record UpdatedJul 2, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address65 ALBANY AVE GREEN ISLAND NY 121831011, GREEN ISLAND, NY 12183-1011

Mortgage

Document Number0000008337
DateApr 30, 2020
Instrument8337
Lender
NamePIONEER BK
TypeBank
AddressALBANY, NY 12211-0799
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albany County and Green Island Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGreen Island Town
MunicipalityGreen Island Village
Unified School DistrictGreen Island Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,739.00$120,700 (-) Land $27,500 Building $93,200$182,879 (+18.18%) Land $41,667 Building $141,212
2023$120,700 Land $27,500 Building $93,200$154,744 Land $35,257 Building $119,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN ISLAND VILLAGE
serves 2,900 people · EPA ID NY0100195
Water SourcePurchased surface water from COHOES CITY
Last State InspectionSep 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2022
Treatment and ProcedureNo certified operator
currently in violation since Jan 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number