73 James St, Troy, NY 12183 Property Records

Albany County and Green Island Town property record for 73 James St, Troy, NY 12183

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,344 sqft · built 1890
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$121,000 (Nov 2009)
Tax Bill$4,382 (2026)
Deeds & MortgagesAug 2022 Line of Credit
Aug 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN012801 20.76-3-50

Property Details

APN / Parcel Number

Primary APN012801 20.76-3-50
Alternative APNs
  • 280102007600030500000000
  • 02007600030500000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,344 sqft Total Area
1st Floor Area1,161 sqft
2nd Floor Area1,183 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions100 ft deep x 30 ft wide
PorchSlab
Porch Area166 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02007600030500000000
Street Address73 JAMES ST
CityTROY
StateNY
Zip12183-1416
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code02 - SINGL
Legal SubdivisionGREEN ISLAND SECTION A
Legal Block3
Legal Lot Number50.000
JurisdictionALBANY NY
Township / Civil DivisionGREEN ISLAND
Census Block Group2
Census Block2004
Census Tract13100

Owner

Source: Albany County and Green Island Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address73 JAMES ST, TROY, NY 12183-1416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES FCU
Aug 17, 2018Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2009 · Amount on Record
Deed SaleNov 17, 2009 · Amount on Record
Deed Document Number200910534268
Deed Book / Page2964 / 93
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address73 JAMES ST, TROY, NY 12183-1416
Transaction TypeMortgage
Record UpdatedSep 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 JAMES ST, TROY, NY 12183-1416

Mortgage

Document Number0000008628
DateAug 10, 2022
InstrumentR2022-18628
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address73 JAMES ST, TROY, NY 12183-1416
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018414
DateAug 17, 2018
InstrumentR2018-18414
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJul 23, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Albany County and Green Island Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGreen Island Town
MunicipalityGreen Island Village
Unified School DistrictGreen Island Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,382.00 Homeowner's exemption
2025$112,700 (-) Land $27,500 Building $85,200$170,758 (+18.18%) Land $41,667 Building $129,091
2023$112,700 Land $27,500 Building $85,200$144,487 Land $35,256 Building $109,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN ISLAND VILLAGE
serves 2,900 people · EPA ID NY0100195
Water SourcePurchased surface water from COHOES CITY
Last State InspectionSep 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2022
Treatment and ProcedureNo certified operator
currently in violation since Jan 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

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