69 Hampden Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 69 Hampden Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1966
Lot Size	0.241 acres (10,507 sqft)
Owner	2 Individual Names on File
Last Sale	$88,000 (Apr 2013)
Tax Bill	$1,186 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-660300-000150`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-660300-000150`
Alternative APNs	`342826660300000150` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	1,969 sqft
1st Floor Area	1,444 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,507 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	525 sqft
Pool Type	Enclosed Pool
Porch	Unfinished Open Porch
Porch Area	12 sqft

Location & Zoning

Street Address	69 HAMPDEN RD
City	WINTER HAVEN
State	FL
Zip	33884-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DUGGER REPLAT PB 47 PG 4 LOT 15
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	DUGGER REPLAT
Legal Tract	660300
Legal Block	2
Legal Lot Number	15
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2036
Census Tract	14005

Owner

69 Hampden Rd is owned and occupied by two individuals who bought it in April 2013.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	69 HAMPDEN RD, WINTER HAVEN, FL 33884-2004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2013 · Amount on File
Deed Sale	Apr 25, 2013 · Amount on File
Prior Sale	May 28, 2003 · Amount on File
Deed Document Number	201378279
Deed Book / Page	8940 / 1543
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	69 HAMPDEN RD, WINTER HAVEN, FL 33884-2004
Document Number	0104420440
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 HAMPDEN RD SE WINTER HAVEN FL, WINTER HAVEN, FL

Mortgage

Document Number	0104420440
Date	Apr 3, 2018
Book Page	010442/000440
Instrument	70550

Lender

Name	CADENCE BK NA
Address	HOUSTON, TX 77042

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 69 Hampden Rd was $1,186 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,488 (+2.7%)	$215,254 (+1.93%) Land $42,027 Building $173,227
2025	$1,186.00 Homeowner's exemption	$129,979	$211,170 Land $39,925 Building $171,245
2023	$1,625.00 (+4.77%) Homeowner's exemption	$122,637 (+3%)	$222,440 (+7.58%) Land $38,875 Building $183,565
2022	$1,551.00 Homeowner's exemption	$119,065	$206,764 Land $32,571 Building $174,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 Hampden Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1978–2026)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Hampden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20