41 Hampden Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 41 Hampden Rd, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,464 sqft · built 1966
Lot Size0.241 acres (10,511 sqft)
OwnerIndividual Name on Record
Last Sale$357,000 (Jul 2023)
Tax Bill$3,724 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Dec 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-28-34-660300-000180

Property Details

APN / Parcel Number

Primary APN26-28-34-660300-000180
Alternative APNs
  • 342826660300000180
  • 42826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,464 sqft Living Area
Gross Area2,989 sqft
1st Floor Area2,464 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area10,511 sqft (0.241 acres)
Lot Dimensions150 ft deep x 70 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area525 sqft
PorchSlab
Porch Area12 sqft

Location & Zoning

Street Address41 HAMPDEN RD
CityWINTER HAVEN
StateFL
Zip33884-2004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDUGGER REPLAT PB 47 PG 4 LOT 18
Legal Range26E
Legal Township28S
Legal Section34
Legal SubdivisionDUGGER REPLAT
Legal Block2
Legal Lot Number18
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2036
Census Tract14005

Owner

Source: Polk County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address212 LAKE LINK RD, WINTER HAVEN, FL 33884-1003
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Dec 5, 2022Warranty Deed, Transfer · Conventional Mortgage
PATE FINANCIAL LLC
Sep 16, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2023 · Amount on Record
Deed SaleJul 24, 2023 · Amount on Record
Prior SaleDec 5, 2022 · Amount on Record
Deed Document Number2023170529
Deed Book / Page12772 / 2110
Transfer Doc5130001525
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 24, 2023
Property Address41 HAMPDEN RD, WINTER HAVEN, FL 33884-2004
Document Number0000170529
Book / Page12772 / 2110
Map ReferenceMB 47 PG 4
Instrument DateJul 13, 2023
Instrument2023170529
Transaction TypeTransfer
Record UpdatedAug 7, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,499.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1760 HORSESHOE CREEK RD, DAVENPORT, FL 33837-9522

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 LAKE LINK RD, WINTER HAVEN, FL 33884-1003

Mortgage

Document Number0127722112
DateJul 24, 2023
Instrument12772/2112
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 5, 2022
Property Address41 HAMPDEN RD, WINTER HAVEN, FL 33884-2004
Document Number0000314468
Book / Page12506 / 1446
Map ReferenceMB 47 PG 4
Instrument DateNov 25, 2022
Instrument2022314468
Transaction TypeTransfer
Record UpdatedDec 19, 2022
Title CompanyCOOPERATIVE TTL AGCY OF FL I

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address336 JEANS RD, AUBURNDALE, FL 33823-9413

Transferred To (Grantee/Buyer)

NameVerified Name
Address851 S STATE ROAD 434, ALTAMONTE SPRINGS, FL 32714-4811

Mortgage

Document Number0012509682
DateDec 5, 2022
Instrument12509/682
Lender
NamePATE FINANCIAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term11 Months
DueNov 23, 2023

Mortgage

Document Number0000314470
DateDec 5, 2022
Book Page12506/1450
Instrument2022314470
Lender
NameVONTIVE INC
TypeNon-Lending Institution
AddressSAN FRANCISCO, CA 94111
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueJan 1, 2024

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address41 HAMPDEN RD, WINTER HAVEN, FL 33884-2004
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 HAMPOEN ROAD SE, WINTER HAVEN, FL 33884-2004

Mortgage

Document Number0000241885
DateSep 16, 2021
Book Page11895/134
Instrument2021241885
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,724.00 (-17.21%)$280,972 (-6.97%) Land $39,942 Building $241,030$280,972 (-6.97%) Land $39,942 Building $241,030
2024$4,498.00 (-1.85%)
2023$4,583.00 (+111.3%)$302,012 (+83.92%) Land $38,891 Building $263,121$302,012 (+6.04%) Land $38,891 Building $263,121
2022$2,169.00 Homeowner's exemption$164,210$284,807 Land $32,584 Building $252,223

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims13 (1978–2026)
Claims Outside the SFHA6 of 13
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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