93 Hampden Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 93 Hampden Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 1965
Lot Size	0.242 acres (10,528 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Oct 2020)
Tax Bill	$1,354 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-660300-000130`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-660300-000130`
Alternative APNs	`342826660300000130` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,246 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,528 sqft (0.242 acres)
Lot Dimensions	150 ft deep x 70 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Florida Room
Porch Area	426 sqft
Utility Building	96 sqft

Location & Zoning

Street Address	93 HAMPDEN RD
City	WINTER HAVEN
State	FL
Zip	33884-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DUGGER REPLAT PB 47 PG 4 LOT 13
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	DUGGER REPLAT
Legal Tract	660300
Legal Block	2
Legal Lot Number	13
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2036
Census Tract	14005

Owner

93 Hampden Rd is owned and occupied by an individual who bought it in October 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	93 HAMPDEN RD, WINTER HAVEN, FL 33884-2004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Deed Document Number	2020208198
Deed Book / Page	11400 / 304
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 5, 2020
Property Address	93 HAMPDEN RD, WINTER HAVEN, FL 33884-2004
Document Number	0114000304
Book / Page	011400 / 000304
Instrument Date	Sep 21, 2020
Instrument	208198
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	REAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$889.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 HAMPDEN RD WINTER HAVEN FL 338842004, WINTER HAVEN, FL 33884-2004

Mortgage

Document Number	114000305
Date	Oct 5, 2020
Book Page	011400/000305
Instrument	208199

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 93 Hampden Rd was $1,354 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,520 (+2.7%)	$188,160 (+1.68%) Land $42,114 Building $146,046
2025	$1,354.00 Homeowner's exemption	$142,668	$185,047 Land $40,008 Building $145,039
2023	$1,786.00 (+4.44%) Homeowner's exemption	$134,609 (+3%)	$197,963 (+11.78%) Land $38,955 Building $159,008
2022	$1,710.00 Homeowner's exemption	$130,688	$177,108 Land $32,638 Building $144,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Hampden Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1978–2026)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 Hampden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20