69 Bluff Rd, Trout Valley (Cary), IL 60013 Property Records

McHenry County property record for 69 Bluff Rd, Trout Valley, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,056 sqft · built 1958
Lot Size	1.2 acres (52,520 sqft)
Owner	Trust Name on File
Last Sale	$270,000 (Apr 2013)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-24-128-005`

Property Details

APN / Parcel Number

Primary APN	`19-24-128-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,056 sqft
1st Floor Area	2,056 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	52,520 sqft (1.2 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	69 BLUFF RD
City	TROUT VALLEY
State	IL
Zip	60013-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0022884 SW COR LT 68 & E1/2 LTS 69 & 72 TROUT VALLEY DIVISION E
Legal Range	08E
Legal Township	43N
Legal Section	24
Legal Subdivision	TROUT VALLEY DIVISION
Legal Block	128
Legal Lot Number	69,72 72
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2009
Census Tract	871600

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	69 BLUFF RD, TROUT VALLEY, IL 60013-2602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Jul 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 1, 2013 · Amount on Record
Deed Sale	Apr 1, 2013 · Amount on Record
Prior Sale	Apr 1, 2013 · Amount on Record
Deed Document Number	0000016613
Last Transfer Date	Jul 10, 2018
Transfer Doc	0000022884
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	69 BLUFF RD, TROUT VALLEY, IL 60013-2602
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013935
Date	Apr 18, 2022
Instrument	2022R0013935

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Mar 16, 2042

Interest

Rate	5.99%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 10, 2018
Property Address	69 BLUFF RD, TROUT VALLEY, IL 60013-2602
Document Number	0000022884
Instrument Date	Jun 28, 2018
Instrument	22884
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	69 BLUFF RD TROUT VALLEY IL 600132602, TROUT VALLEY, IL 60013-2602

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Trout Valley Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$125,334 Land $34,998 Building $90,336	$376,002 Land $104,994 Building $271,008

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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