71 Bluff Rd, Trout Valley (Cary), IL 60013 Property Records

McHenry County property record for 71 Bluff Rd, Trout Valley, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,312 sqft · built 1957
Lot Size	1.12 acres (49,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,050 (Dec 2020)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-24-128-002`

Property Details

APN / Parcel Number

Primary APN	`19-24-128-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,312 sqft
Gross Area	2,910 sqft
1st Floor Area	2,312 sqft

Exterior

Year Built	Built 1957
Architectural Style	Ranch
Exterior Material	Brick Veneer
Lot Area	49,117 sqft (1.12 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	71 BLUFF RD
City	TROUT VALLEY
State	IL
Zip	60013-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0057933 LT 71 /EX SW COR/ & TRI PC NE COR LT 75 TROUT VALLEY DIVISION E
Legal Range	08E
Legal Township	43N
Legal Section	24
Legal Subdivision	TROUT VALLEY DIVISION
Legal Block	128
Legal Lot Number	71,75
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2009
Census Tract	871600

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	71 BLUFF RD, TROUT VALLEY, IL 60013-2602
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Oct 3, 2012 · Amount on Record
Deed Document Number	EXECUTOR DEED
Record Updated	Jun 7, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 30, 2020
Property Address	71 BLUFF RD, TROUT VALLEY, IL 60013-2602
Document Number	0000057933
Instrument Date	Dec 17, 2020
Instrument	57933
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	USI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1601 ALEMEDA LN MUNDELEIN IL 600604831, MUNDELEIN, IL 60060-4831

Mortgage

Document Number	57934
Date	Dec 30, 2020
Instrument	57934

Lender

Name	PROPER RATE LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Trout Valley Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$119,590 Land $34,670 Building $84,920	$358,770 Land $104,010 Building $254,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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